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Insurance covered for aftermarket parts? #87577 Jan 21, 1:31pm Jan 21, 1:31pm
Joined: May 2003
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Jacksonville, FL
2003 Solar Yellow Toyota Celica LiGhTniNgGT-S OP
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Insurance covered for aftermarket parts?
I heard you can get the aftermarket parts for ur car covered for ur car if you let ur insurance know what's up. Of course it would be extra for it... but then again I also heard about ppl getting into accidents and making up a buncha stuff they have on their cars that wasn't covered on their insurance, yet they get the money back. Which one is a myth?

Re: Insurance covered for aftermarket parts? [Re: LiGhTniNgGT-S] #87578 Jan 21, 1:36pm Jan 21, 1:36pm
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I'm not sure but according to my insurence company ( State Farm ) ... as long as I keep all the reciepts of my mods they will cover them. To some extent of coarse.

Also everytime I change something I take pictures to prove that is what my car looks like grin

Re: Insurance covered for aftermarket parts? [Re: RicePowered] #87579 Jan 21, 2:21pm Jan 21, 2:21pm
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New Orleans, LA
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as long as you leave your engine alone, it should be covered. here is a good article to read:
ecelica.com: will i void my warranty with aftermarket parts? thumbsup

credit jaimejames for the article.

Re: Insurance covered for aftermarket parts? [Re: Speed4TheNeed] #87580 Jan 21, 2:24pm Jan 21, 2:24pm
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Jacksonville, FL
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Originally Posted by sPeEd4tHeNeEd
as long as you leave your engine alone, it should be covered. here is a good article to read:
ecelica.com: will i void my warranty with aftermarket parts? thumbsup

credit jaimejames for the article.


Didn't this cover warranty for aftermarket parts with the dealership? I didn't read all the pages to it but I'm talking about our insurance companies covering stuff such as a system, rims, performance parts, body kits and such.

Re: Insurance covered for aftermarket parts? [Re: LiGhTniNgGT-S] #87581 Jan 21, 2:29pm Jan 21, 2:29pm
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I recently got an insurance quote from my employers insurance company and they asked me if I had aftermarket parts on my car which would be a factor in my monthly payments.

Re: Insurance covered for aftermarket parts? [Re: LiGhTniNgGT-S] #87582 Jan 21, 2:34pm Jan 21, 2:34pm
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Originally Posted by LiGhTniNgGTS
Originally Posted by sPeEd4tHeNeEd
as long as you leave your engine alone, it should be covered. here is a good article to read:
ecelica.com: will i void my warranty with aftermarket parts? thumbsup

credit jaimejames for the article.


Didn't this cover warranty for aftermarket parts with the dealership? I didn't read all the pages to it but I'm talking about our insurance companies covering stuff such as a system, rims, performance parts, body kits and such.


it is warranty, sorry.

your insurance company will almost always charge more for aftermarket parts (as already stated).

as far as people making things up..you really need receipts and/or pictures to get an insurance company to cover aftermarket parts. maybe they used a friends receipts for their own purposes?

Re: Insurance covered for aftermarket parts? [Re: Speed4TheNeed] #87583 Jan 21, 2:38pm Jan 21, 2:38pm
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Jacksonville, FL
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Originally Posted by sPeEd4tHeNeEd
Originally Posted by LiGhTniNgGTS
Originally Posted by sPeEd4tHeNeEd
as long as you leave your engine alone, it should be covered. here is a good article to read:
ecelica.com: will i void my warranty with aftermarket parts? thumbsup

credit jaimejames for the article.


Didn't this cover warranty for aftermarket parts with the dealership? I didn't read all the pages to it but I'm talking about our insurance companies covering stuff such as a system, rims, performance parts, body kits and such.


it is warranty, sorry.

your insurance company will almost always charge more for aftermarket parts (as already stated).

as far as people making things up..you really need receipts and/or pictures to get an insurance company to cover aftermarket parts. maybe they used a friends receipts for their own purposes?


Ah, ok. Thanks for the quick answers, guys.

Re: Insurance covered for aftermarket parts? [Re: LiGhTniNgGT-S] #87584 Jan 21, 2:40pm Jan 21, 2:40pm
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Milford, NJ
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you probably could...
but it all depends on many factors involving your insurance.


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