...have to get the whole unit replaced (because of the airbag).
It's not because of the air bag, but instead because of safety. If your seatbelt has a weak-point and you're involved in an accident that relies on your seatbelt to protect you from flying forward, the weakest point in your seatbelt is most likely to tear first.
The replacement parts are about $190 USD for each site.
RIGHT Belt & Retractor 73210-2B130-C1
LEFT Belt & Retractor 73220-20830-C1
The installation is simple.