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will this affect my insurance? #400556 Feb 15, 3:35am Feb 15, 3:35am
Joined: Jul 2003
Posts: 574
Missouri
2000 White Toyota Celica kevin2 OP
Senior Member
2000 Toyota Celica
kevin2 OP
2000 White Toyota Celica
Senior Member
2000 Toyota Celica

Joined: Jul 2003
Posts: 574
Missouri
will this affect my insurance?
My brother was running a yellow light and the cop was being bias giving my brother a ticket for running a red light. The insurance of the car was under my parents name. Would this affect my parents insurance rate in anyway???


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Re: will this affect my insurance? [Re: kevin2] #400557 Feb 15, 2:08pm Feb 15, 2:08pm
Joined: Aug 2004
Posts: 481
CT
jonnyess
Senior Member
2002 Toyota Celica
jonnyess

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2002 Toyota Celica

Joined: Aug 2004
Posts: 481
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if the charges for failure to obey traffic signal go through as charged, it could affect your parents' rates if / when the policy comes up for renewal


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Re: will this affect my insurance? [Re: kevin2] #400558 Feb 15, 2:16pm Feb 15, 2:16pm
Joined: Jun 2004
Posts: 1,376
Los Angeles, CA
QTRMLR_1
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2002 Toyota Celica
QTRMLR_1

Specialist
2002 Toyota Celica

Joined: Jun 2004
Posts: 1,376
Los Angeles, CA
hmmm...well I think the insurance company looks at the driving record of those on the policy right?

is your brother listed as a driver on your parent's policy? if not then I'd say they're ok. if he is on the policy, bring it to an attorney to try to get it reduced to a non-moving violation like a parking ticket (that's what I did to my speeding tickets when I used to get them hehe). good thing there was no accident. if he had not been on the policy and had been in an accident, the insurance company would have made your parents pay more for having him on the policy if he isn't already. or they might make you guys sign an exclusion preventing him driving the car with insurance from that company. that's just my reasonable guess. Revmonster's the insurance expert, and so is AZZKIKKR since he deals a lot with insurance stuff in the law firm he works at. you can PM them.


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