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Joined: Dec 2004
Posts: 401
maingear
Senior Member
maingear Feb 12, 11:04am - #398163 

Senior Member
2002 Toyota Celica

Joined: Dec 2004
Posts: 401
Arkansas
Stupid Uninsured Motorists!

angrySORRY SO LONG, I'M JUST TOTALY PISSED!!! angry

I parked my car 2002 GTS under the neon sign where the night lights are shining down bright. A sHift change just took place at Waffle House. I was studying for a test in Western Civ II. At 6:30am this waitress gets a lift home. I look out as she backs up, and back and back, you know? My car is back there|..I sure hope she! She doesnt. She knocks my car 18 inches to the side. The center of her bumper hit the corner of my bumper. The foam and scratches in the paint are the only visible damage.

She tells me she is not supposta be driving and informs me that she has no insurance. She had the audacity to ask me if I would not call the police. She doesnt know Im a prior Deputy Sheriff! I call in to dispatch and give the tag info off her car. Then they ran the owner. She had a warrant out on her! She was ticketed for no insurance, and the best part is that I filled out the incident report and made the diagrams!!!

1. I have uninsured motorist on my policy. If I use it will it make my rates go up?
2. Do I register mail her certified copies of estaments, then sue her? Or use insurance?

My sister got rearended 2 weeks ago... same story! the chick that hit her had no insurance! Why do the laws not require that the car in such cases be impounded untill proof is given to the judge? both times the cars just drove off... WITHOUT INSURANCE!!!!!!
Joined: Jul 2003
Posts: 1,587
xmangt1
4 All U Haterz!
xmangt1 Feb 12, 2:27pm - #398164 

4 All U Haterz!
2000 Toyota Celica GT

Joined: Jul 2003
Posts: 1,587
Chicago, IL
Dude you have to try to get her to pay for the damage in cash since she has no insurance. Was it really bad? If not just charge her a couple hundred & tell her that U won't file a claim. Be a nice guy...it works most of the time.(make sure you have all her info though)
Joined: Jul 2003
Posts: 1,587
xmangt1
4 All U Haterz!
xmangt1 Feb 12, 2:33pm - #398165 

4 All U Haterz!
2000 Toyota Celica GT

Joined: Jul 2003
Posts: 1,587
Chicago, IL

My sister got rearended 2 weeks ago... same story! the chick that hit her had no insurance! Why do the laws not require that the car in such cases be impounded untill proof is given to the judge? both times the cars just drove off... WITHOUT INSURANCE!!!!!! [/quote]I guess the uninsured driver will get a citation for no insurance & will need to provide proof of insurance in court. U can also sue for damages.
Joined: Sep 2002
Posts: 3,030
Erick
Bread Fishing..
Erick Feb 12, 3:21pm - #398166 

Bread Fishing..
2001 Toyota Celica GT

Joined: Sep 2002
Posts: 3,030
Bay Area, CA
that sucks frown in Ca. it's the law.. you have to be insured

LNK
"you only need something when you know it exists..then it becomes a want"
Joined: Aug 2004
Posts: 1,029
kmlgts
Specialist
kmlgts Feb 12, 5:30pm - #398167 

Specialist
2000 Toyota Celica

Joined: Aug 2004
Posts: 1,029
California
in CA, in some town there are more than 60% that are uninsured. angry

[Linked Image]
Joined: Sep 2003
Posts: 3,982
Zero
Furi Kuri
Zero Feb 12, 5:44pm - #398168 

Furi Kuri
2002 Toyota Celica GT

Joined: Sep 2003
Posts: 3,982
San Diego, CA
mutherfuck!!! sue the bitch. she knew that she shouldnt be driving in the first place.

your rates may increase a bit.

I've mastered the art of the After Image Technique.
Joined: Dec 2004
Posts: 401
maingear
Senior Member
maingear Feb 13, 6:36am - #398169 

Senior Member
2002 Toyota Celica

Joined: Dec 2004
Posts: 401
Arkansas
Those were the first word out of her mouth "I'm not supost'a be driv'n"

If I file, what will keep My insurance from going up? It will be hard for me to get a free day to goto court, but I will. I'm a full time student and DAD/Husband & I work 80 MI away at a airport weekend nights. Her having no Insurance makes me upset, way more than hitting me!

There are scratches on my bumper, but the foam inside it is toast. I need enough for a new painted bumper Assy. from her![list]
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