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Joined: Jul 2003
Posts: 574
kevin2
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kevin2
2000 White Toyota Celica
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2000 Toyota Celica

Joined: Jul 2003
Posts: 574
Missouri
Jan 13, 1:19am - #373385 
how can this be possible? need help!

My g/f gave me her 87 honda civic for winter beater. I was quote $189 for 6 month coverage. Yet 3 WEEKS later from the date I purchase the coverage, I have to cancel it because I don't need the car anymore. And today I got a bill from them for $80...I was like WTF is this! I will call them tomorrow to talk about this, but is there anything I need to know? Why do they charge me $80 for 3 weeks coverage when 6 months is only $189? I'm clueless? please help! thank everyone!

kevin


lose graciously and win humbly
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shoulin
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shoulin

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2000 Toyota Celica GT

Joined: May 2004
Posts: 283
Elk Grove, California
Jan 13, 1:23am - #373386 
prolly their min charge

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kevin2
Senior Member
kevin2
2000 White Toyota Celica
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2000 Toyota Celica

Joined: Jul 2003
Posts: 574
Missouri
Jan 13, 9:17am - #373387 
spineyes


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e_degala
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e_degala

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2000 Toyota Celica

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Posts: 430
northeast
Jan 14, 2:06am - #373388 
hopefully they will pro-rate it.


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FloydianSlip6
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FloydianSlip6

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2002 Toyota Celica

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Massachusetts
Jan 14, 2:23am - #373389 
because you only purchased coverage for 3 months not 6. They make money based on the length of time their customers are with their company.

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Posts: 574
kevin2
Senior Member
kevin2
2000 White Toyota Celica
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2000 Toyota Celica

Joined: Jul 2003
Posts: 574
Missouri
Jan 14, 2:52am - #373390 
Originally Posted by FloydianSlip6
because you only purchased coverage for 3 months not 6. They make money based on the length of time their customers are with their company.


I didn't purchased the coverage for 3 months. I bought it for 6 months, but cancel it 3 weeks later because i don't need the car anymore. they charge me $80 for 3 week coverage thumbsdown


lose graciously and win humbly
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Vampyre
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Vampyre

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2003 Toyota Celica

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Posts: 555
British Columbia, Canada
Jan 14, 5:13am - #373391 
Because most places minimum is for three months so that's maybe what they charged you for.


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FloydianSlip6
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FloydianSlip6

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2002 Toyota Celica

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Massachusetts
Jan 14, 10:17am - #373392 
Originally Posted by kevin
Originally Posted by FloydianSlip6
because you only purchased coverage for 3 months not 6. They make money based on the length of time their customers are with their company.


I didn't purchased the coverage for 3 months. I bought it for 6 months, but cancel it 3 weeks later because i don't need the car anymore. they charge me $80 for 3 week coverage thumbsdown


^ premature cancelation of contract thumbsup

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Posts: 1,337
celicadragon
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celicadragon

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2002 Toyota Celica

Joined: Jun 2004
Posts: 1,337
Pittsburgh, PA
Jan 14, 10:42am - #373393 
insurance sucks man


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1inAK
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1inAK

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2001 Toyota Celica

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Posts: 15
ALASKA
Jan 14, 8:03pm - #373394 
MAYBE A CANCELLATION FEE THEY GOT TONS OF THOSE angry

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xmangt1
4 All U Haterz!
xmangt1

4 All U Haterz!
2000 Toyota Celica GT

Joined: Jul 2003
Posts: 1,587
Chicago, IL
Jan 14, 9:19pm - #373395 
Hey...shouldn't we get at least 1/2 of our money back in the year if we have no incidents? Insurance suks man but at least my deductible is covering my $4101.14 from the accident I just had.
I think you should be able to get back that $80

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celikitten
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celikitten

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2000 Toyota Celica

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Posts: 408
PA
Jan 15, 9:42am - #373396 
Originally Posted by FloydianSlip6
Originally Posted by kevin
Originally Posted by FloydianSlip6
because you only purchased coverage for 3 months not 6. They make money based on the length of time their customers are with their company.


I didn't purchased the coverage for 3 months. I bought it for 6 months, but cancel it 3 weeks later because i don't need the car anymore. they charge me $80 for 3 week coverage thumbsdown


^ premature cancelation of contract thumbsup


that's what it is... cause i know when i wanted to cancel the insurance on my 3000GT for the winter one year it would've costed me like $60.. (and that was 3 or 4 years ago so i'm sure it's gone up) plus i would've lost my multi-car discount... it actually ended up being cheaper to just keep my GT on the insurance (believe it or not)... insurance is freakin weird... and i agree... we should get at least PART of our money back if we don't have any accidents or anything..


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FloydianSlip6
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FloydianSlip6

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2002 Toyota Celica

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Massachusetts
Jan 15, 9:48am - #373397 
nah. Think about it this way what if someone said they were gunna race you for $400 and you were tied all the way up the track, then halfway they said, eh i don't feel like it anymore and stopped their car. Then afterwards when you went to get your cash said, well I didn't finish the race. I wasn't losing when I stopped racing, so I COULD'VE won I just got sick of the race so I should only have to pay you half the cash.

People would scam insurance companies more than they do now. I hate insurance too but stuff like cancelation fees are a necessary evil.

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