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how can this be possible? need help! #373385 Jan 13, 12:19am Jan 13, 12:19am
Joined: Jul 2003
Posts: 574
Missouri
2000 White Toyota Celica
kevin2 OP
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kevin2 OP
2000 White Toyota Celica
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Posts: 574
Missouri
how can this be possible? need help!
My g/f gave me her 87 honda civic for winter beater. I was quote $189 for 6 month coverage. Yet 3 WEEKS later from the date I purchase the coverage, I have to cancel it because I don't need the car anymore. And today I got a bill from them for $80...I was like WTF is this! I will call them tomorrow to talk about this, but is there anything I need to know? Why do they charge me $80 for 3 weeks coverage when 6 months is only $189? I'm clueless? please help! thank everyone!

kevin


lose graciously and win humbly
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Re: how can this be possible? need help! [Re: kevin2] #373386 Jan 13, 12:23am Jan 13, 12:23am
Joined: May 2004
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Elk Grove, California
shoulin
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2000 Toyota Celica GT
shoulin
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prolly their min charge

Re: how can this be possible? need help! [Re: shoulin] #373387 Jan 13, 8:17am Jan 13, 8:17am
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Missouri
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kevin2 OP
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kevin2 OP
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spineyes


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Re: how can this be possible? need help! [Re: kevin2] #373388 Jan 14, 1:06am Jan 14, 1:06am
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northeast
e_degala
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2000 Toyota Celica
e_degala
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northeast
hopefully they will pro-rate it.


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Re: how can this be possible? need help! [Re: e_degala] #373389 Jan 14, 1:23am Jan 14, 1:23am
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Posts: 1,230
Massachusetts
FloydianSlip6
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FloydianSlip6
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because you only purchased coverage for 3 months not 6. They make money based on the length of time their customers are with their company.

Re: how can this be possible? need help! [Re: FloydianSlip6] #373390 Jan 14, 1:52am Jan 14, 1:52am
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Missouri
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kevin2 OP
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kevin2 OP
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Originally Posted by FloydianSlip6
because you only purchased coverage for 3 months not 6. They make money based on the length of time their customers are with their company.


I didn't purchased the coverage for 3 months. I bought it for 6 months, but cancel it 3 weeks later because i don't need the car anymore. they charge me $80 for 3 week coverage thumbsdown


lose graciously and win humbly
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Re: how can this be possible? need help! [Re: kevin2] #373391 Jan 14, 4:13am Jan 14, 4:13am
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British Columbia, Canada
Vampyre
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Vampyre
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Because most places minimum is for three months so that's maybe what they charged you for.


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Re: how can this be possible? need help! [Re: kevin2] #373392 Jan 14, 9:17am Jan 14, 9:17am
Joined: Jan 2004
Posts: 1,230
Massachusetts
FloydianSlip6
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FloydianSlip6
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Originally Posted by kevin
Originally Posted by FloydianSlip6
because you only purchased coverage for 3 months not 6. They make money based on the length of time their customers are with their company.


I didn't purchased the coverage for 3 months. I bought it for 6 months, but cancel it 3 weeks later because i don't need the car anymore. they charge me $80 for 3 week coverage thumbsdown


^ premature cancelation of contract thumbsup

Re: how can this be possible? need help! [Re: FloydianSlip6] #373393 Jan 14, 9:42am Jan 14, 9:42am
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Pittsburgh, PA
celicadragon
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celicadragon
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insurance sucks man


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Re: how can this be possible? need help! [Re: celicadragon] #373394 Jan 14, 7:03pm Jan 14, 7:03pm
Joined: Dec 2004
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ALASKA
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1inAK
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ALASKA
MAYBE A CANCELLATION FEE THEY GOT TONS OF THOSE angry

Re: how can this be possible? need help! [Re: 1inAK] #373395 Jan 14, 8:19pm Jan 14, 8:19pm
Joined: Jul 2003
Posts: 1,578
Chicago, IL
xmangt1
4 All U Haterz!
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xmangt1
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Chicago, IL
Hey...shouldn't we get at least 1/2 of our money back in the year if we have no incidents? Insurance suks man but at least my deductible is covering my $4101.14 from the accident I just had.
I think you should be able to get back that $80

Re: how can this be possible? need help! [Re: FloydianSlip6] #373396 Jan 15, 8:42am Jan 15, 8:42am
Joined: Jul 2003
Posts: 408
PA
celikitten
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celikitten
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Originally Posted by FloydianSlip6
Originally Posted by kevin
Originally Posted by FloydianSlip6
because you only purchased coverage for 3 months not 6. They make money based on the length of time their customers are with their company.


I didn't purchased the coverage for 3 months. I bought it for 6 months, but cancel it 3 weeks later because i don't need the car anymore. they charge me $80 for 3 week coverage thumbsdown


^ premature cancelation of contract thumbsup


that's what it is... cause i know when i wanted to cancel the insurance on my 3000GT for the winter one year it would've costed me like $60.. (and that was 3 or 4 years ago so i'm sure it's gone up) plus i would've lost my multi-car discount... it actually ended up being cheaper to just keep my GT on the insurance (believe it or not)... insurance is freakin weird... and i agree... we should get at least PART of our money back if we don't have any accidents or anything..


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Re: how can this be possible? need help! [Re: celikitten] #373397 Jan 15, 8:48am Jan 15, 8:48am
Joined: Jan 2004
Posts: 1,230
Massachusetts
FloydianSlip6
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2002 Toyota Celica
FloydianSlip6
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Posts: 1,230
Massachusetts
nah. Think about it this way what if someone said they were gunna race you for $400 and you were tied all the way up the track, then halfway they said, eh i don't feel like it anymore and stopped their car. Then afterwards when you went to get your cash said, well I didn't finish the race. I wasn't losing when I stopped racing, so I COULD'VE won I just got sick of the race so I should only have to pay you half the cash.

People would scam insurance companies more than they do now. I hate insurance too but stuff like cancelation fees are a necessary evil.

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