Celica Forums General Discussion Exterior Alright guys, I need your advice please!

I am starting to become impatient because I want to purchase an AEM Intake. Here is my situation...

Next week when I get paid I am going to pay off my old credit card ($300) and use the rest for an oil and tranny fluid change and gas, etc. Then 2 weeks later, my new check will be going towards my car payment and insurance, so that will be gone. Then 2 weeks after that I will be able to afford the intake, but I don't want to wait over a month.

So I just got a new credit card (from citibank) and I'm getting rid of my old one (after I pay it off next week). On this new card I have 6 months of absolutely no interest. So I was thinking, maybe I should take advantage of that deal?

I was thinking I should buy the AEM intake using my credit card, and then pay off that $200 BEFORE I ever purchase something else (that way I don't start going down the road to debt). Also, since there is no interest, that is a pretty good idea.

What do you guys think? What would you do? I know it's only $200, but still, I hate using my credit card but I do become impatient sometime.

I told my parents about this and they said that they know I am responsible and I'm an adult, but I just have to be safe with CC's.

Advice?

yeah i wanted to do that for my first quarter bill for school but they didn't accept credit cards so the money for my rims went there. i think its a good idea either way, if you pay it off or not since its only 200 and you'll learn from the experience. if you can't pay it off, the interest won't be that much and you'll know not to do that again or know what you need to do to be able to pay it off next time.

Yeah I think I'm going to do it. Since I don't have any school fees until spring (got fall and winter paid for already) I think it's time to get another mod. It's only $200; if it was $2000 or something then I would start getting scared.

haha k, but don't overdo it and go on a spree

Go for it I make payments on my CC almost weekly...gets it paid off faster and the CC company likes you more.

I never carry a balance on a CC, I just use it and pay it off every month.

Plus this builds a mad credit score. If you can wait just pay cash, if your 100% sure you will have it paid off in 6 months go with the CC.

Just make sure to send the money early to avoid interest.

I dont know man, it seems innocent, but get started on that road and you might never make it back...trust me.