Unless you have a virus and need to get rid of it, you should keep system restore on. So if you have updated virus software and a firewall, the first thing I'd do is turn that on.
Next, go to Control Panel, then User Accounts. Under the picture for B-MONEY, it should say either "Computer Administrator" or "Limited Account". If it does not say "Computer Administrator" or "Power User", then you don't have the permissions to run whatever program you're trying. Click on B-MONEY and then click on "Change the account type" and change it to Computer Administrator.
Let me know if that doesn't work and I'll try to recreate the problem (because I have seen that screen before and know how to get to it).