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Joined: Sep 2002
Posts: 3,030
Erick
Bread Fishing..
Erick

Bread Fishing..
2001 Toyota Celica GT

Joined: Sep 2002
Posts: 3,030
Bay Area, CA
Aug 5, 7:01pm - #241674 
Insurance question...

can an insurance company really only have a limit as to how much they'd pay for damages??

like my sisters car... our insurance is telling us that the party that hit us is only going to cover up to $10,000 idunno

Is that really true?? I mean say that party hit a new Murcilago at a blue book value cost close to $300k.. heck if 10,000 would cover much.. confused

1870155246-shrug.gif

LNK
"you only need something when you know it exists..then it becomes a want"

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Aug 5, 8:30pm - #241675 
no thats not true, you have to talk to them, if your damage is over there amount, then more then likely the company will try to get out of it, with a lot of lies. so they will cover it no matter how high it is, they actually have to.

Joined: Oct 2003
Posts: 2,030
RevMonster
Masta OC
RevMonster

Masta OC
2003 Toyota Celica

Joined: Oct 2003
Posts: 2,030
Orange County, Ca
Aug 5, 8:57pm - #241676 
Pretty much.

This is why all states have limits for coverage. In California, the limits are 15/30/5. That's 15k per person, 30k per accident, 5k for property damage. Believe it or not, MANY people carry this. You hit a 95 Civic and total it with that coverage, everyone is already SOL. That's why there are SO many lawsuits. thumbsdown

And yes, 90% of people on these boards and everywhere else are underinsured, especially for property damage.


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Joined: Jul 2004
Posts: 2,016
Haulin_A_Doo
Specialist
Haulin_A_Doo
Specialist

Joined: Jul 2004
Posts: 2,016
Ontario
Aug 5, 9:05pm - #241677 
Say that's fine, give me the 10G's & sue for the rest.

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2002 Toyota Celica GT
West Chester, Ohio

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