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cheapest insurance? #236188 Jul 30, 2:23am Jul 30, 2:23am
Joined: May 2003
Posts: 583
palm springs, burbank CA
Jae OP
Senior Member
2001 Toyota Celica
Jae OP
Senior Member
2001 Toyota Celica

Joined: May 2003
Posts: 583
palm springs, burbank CA
cheapest insurance?
i currently have progressive. And i don't think it will go down for while.
any other insurance you guy recommand?

Re: cheapest insurance? [Re: Jae] #236189 Jul 30, 2:27am Jul 30, 2:27am
Joined: Oct 2003
Posts: 2,030
Orange County, Ca
RevMonster
Masta OC
2003 Toyota Celica
RevMonster
Masta OC
2003 Toyota Celica

Joined: Oct 2003
Posts: 2,030
Orange County, Ca
Unless you have no way to pay for a good company... stick with one you trust. You get what you pay for, if you ever file a claim...


I'm just a crosshair
I'm just a shot away from you
Re: cheapest insurance? [Re: RevMonster] #236190 Jul 30, 2:36am Jul 30, 2:36am
Joined: Jun 2004
Posts: 1,376
Los Angeles, CA
QTRMLR_1
Specialist
2002 Toyota Celica
QTRMLR_1
Specialist
2002 Toyota Celica

Joined: Jun 2004
Posts: 1,376
Los Angeles, CA
If a company doesn't ask to see my car before they insure it hehe I trust them to some extent that they'll be nice when I need help. Anyway a contract is a contract and if they agree to insure me comprehensively my lawyer will see to it that they will.
AAA has great rates if you are a member and it's a good thing to be member anyway. For the celica GTS and for an unmarried male over the age of 25, your yearly rate could be $1700 or less. Considering all those factors...the sports car, the gender, and the not married part...that's a pretty good price in cali.


I get my kicks on EC.
Re: cheapest insurance? [Re: QTRMLR_1] #236191 Jul 30, 3:06am Jul 30, 3:06am
Joined: Aug 2003
Posts: 6,371
New Orleans, LA
Speed4TheNeed
Caleb
2000 Toyota Celica
Speed4TheNeed
Caleb
2000 Toyota Celica

Joined: Aug 2003
Posts: 6,371
New Orleans, LA
best to stick to a very reliable insurance company such as allstate, geiko, progressive, state farm, etc...their are cheaper companies but when you do have a wreck, nothings better than having a lawyer (already paid for) providing assistance and possibly going to court for you if the accident takes that turn. also, having hassle free quotes and getting your car in and out of the shop without a problem is worth a TON.

i personally have allstate, they were the cheapest for me by over $50 a month and i have no complaints about them whatsoever thumbsup

Re: cheapest insurance? [Re: Speed4TheNeed] #236192 Jul 30, 3:12am Jul 30, 3:12am
Joined: Oct 2003
Posts: 2,030
Orange County, Ca
RevMonster
Masta OC
2003 Toyota Celica
RevMonster
Masta OC
2003 Toyota Celica

Joined: Oct 2003
Posts: 2,030
Orange County, Ca
True story.

I got a call at work about a year ago. Poor guy was in a total state of panic. He was backing out of his driveway, when a 3-year-old broke free from his mom's hand and ran behind his van. The child was killed instantly. Not only was he extremely guilty, but he was worried about losing his house and everything else he worked for.

The next day, our company paid out his policy limits directly to the family. He no longer had to worry about lawsuits, and felt much better that the family got something for what had happened.

Not many companies would just go out and pay $250k... I'm sure at that point, he was happy to have paid the little extra premium every month.


I'm just a crosshair
I'm just a shot away from you
Re: cheapest insurance? [Re: RevMonster] #236193 Jul 30, 3:21am Jul 30, 3:21am
Joined: Aug 2003
Posts: 6,371
New Orleans, LA
Speed4TheNeed
Caleb
2000 Toyota Celica
Speed4TheNeed
Caleb
2000 Toyota Celica

Joined: Aug 2003
Posts: 6,371
New Orleans, LA
true story:

my younger bro fell asleep behind the wheel, crossed over the lane and smashed another car, totalling both his honda civic coupe and the nissan sentra. my bro was in the hospital for 2 weeks, one guy for 3 or 4 days, and the other guy 2 days.

needless to say, we're getting sued for pretty much everything you can imagine. needless to say, on our own we couldn't afford a very good lawyer. no problem--allstate has some very good lawyers so we get one that has helped a LOT so far and will help a lot during the ensuing court battles for a few more years down the line.

allstate did NOT pay off the other people (such as revmonsters case was)..but on the other hand, my bro's hospital bill alone was over $250k and there's like a couple mil involved in the lawsuit...but they DID pay the whole premium w/out question and as i said they are providing a lawyer--which they do NOT have to do by law (by law if an insurance companies pays off the policy in full--they are hands free)

that was back in february, my bro is due back in the hospital for more surgery early next month (august) which will put him back in a wheelchair and on crutches for another 2-3 months thumbsdown

Re: cheapest insurance? [Re: Speed4TheNeed] #236194 Jul 30, 5:17am Jul 30, 5:17am
Joined: Jun 2004
Posts: 1,696
Tampa, Florida
Polykarb
Metal Storm 2040
2000 Toyota Celica
Polykarb
Metal Storm 2040
2000 Toyota Celica

Joined: Jun 2004
Posts: 1,696
Tampa, Florida
^sad to hear about your brother getting messed up.


FF TWINCAM BEAUTY: CELICA
Re: cheapest insurance? [Re: Polykarb] #236195 Jul 30, 6:29am Jul 30, 6:29am
Joined: Dec 2003
Posts: 2,672
towson, md
2003 blue Toyota Celica
ragingpaseo
Specialist
2003 Toyota Celica
ragingpaseo
2003 blue Toyota Celica
Specialist
2003 Toyota Celica

Joined: Dec 2003
Posts: 2,672
towson, md
get married, your insurance rate will drop like a fly...

Re: cheapest insurance? [Re: ragingpaseo] #236196 Jul 30, 2:36pm Jul 30, 2:36pm
Joined: May 2003
Posts: 583
palm springs, burbank CA
Jae OP
Senior Member
2001 Toyota Celica
Jae OP
Senior Member
2001 Toyota Celica

Joined: May 2003
Posts: 583
palm springs, burbank CA
well this is my story...
i had all-state for 4 years. and my rates were great.
But ever since this stupid chick ram me from the side in parkinglot. eventhough it wasn't my fault, clearly.
my freakn rate went up like crazy. That's such a bullshit.
All the acciden't i've been in was in parking lot, and i wasn't moving.
my insurance was like x3!!!.
So i switch to progressive, which had cheaper rates than allstate. Right now im considering for just the liability.

Re: cheapest insurance? [Re: Jae] #236197 Jul 30, 5:37pm Jul 30, 5:37pm
Joined: Jun 2004
Posts: 1,376
Los Angeles, CA
QTRMLR_1
Specialist
2002 Toyota Celica
QTRMLR_1
Specialist
2002 Toyota Celica

Joined: Jun 2004
Posts: 1,376
Los Angeles, CA
If All-State were such a good company they would take into account that it was not your fault, and not raise your rate at all...not to mention x3. My company wouldn't do that. I would walk from a company at the blink of an eye if it did that to me. Screw them. When it comes to customer service, sounds more like All-Fake to me. Sorry to hear that.


I get my kicks on EC.
Re: cheapest insurance? [Re: QTRMLR_1] #236198 Jul 30, 6:03pm Jul 30, 6:03pm
Joined: May 2003
Posts: 583
palm springs, burbank CA
Jae OP
Senior Member
2001 Toyota Celica
Jae OP
Senior Member
2001 Toyota Celica

Joined: May 2003
Posts: 583
palm springs, burbank CA
since all the accidents happened in within the month. in parking lot, they were saying that i am a target for bad drivers. Bullshit!. My car was parked.

Re: cheapest insurance? [Re: Jae] #236199 Jul 31, 6:41am Jul 31, 6:41am
Joined: Jun 2004
Posts: 1,376
Los Angeles, CA
QTRMLR_1
Specialist
2002 Toyota Celica
QTRMLR_1
Specialist
2002 Toyota Celica

Joined: Jun 2004
Posts: 1,376
Los Angeles, CA
Sue their asses for raising your rates. Now that's what I call "insurance fraud"!!!!! Get a lawyer on contingency.


I get my kicks on EC.
Re: cheapest insurance? [Re: QTRMLR_1] #236200 Jul 31, 7:24am Jul 31, 7:24am
Joined: May 2003
Posts: 583
palm springs, burbank CA
Jae OP
Senior Member
2001 Toyota Celica
Jae OP
Senior Member
2001 Toyota Celica

Joined: May 2003
Posts: 583
palm springs, burbank CA
well its kinda late now, that was about year ago.
i think i should be sueing the people who hit me.

Re: cheapest insurance? [Re: Jae] #236201 Jul 31, 7:40am Jul 31, 7:40am
Joined: Jun 2004
Posts: 1,376
Los Angeles, CA
QTRMLR_1
Specialist
2002 Toyota Celica
QTRMLR_1
Specialist
2002 Toyota Celica

Joined: Jun 2004
Posts: 1,376
Los Angeles, CA
^^that's right. thumbsup


I get my kicks on EC.
Re: cheapest insurance? [Re: QTRMLR_1] #236202 Jul 31, 8:21am Jul 31, 8:21am
Joined: Dec 2003
Posts: 820
CA
03 Black Toyota Celica
Mad_Game
Senior Member
03 Toyota Celica
Mad_Game
03 Black Toyota Celica
Senior Member
03 Toyota Celica

Joined: Dec 2003
Posts: 820
CA
dam that sux

Re: cheapest insurance? [Re: Mad_Game] #236203 Jul 31, 11:05am Jul 31, 11:05am
Joined: Jun 2004
Posts: 1,003
San Diego, CA
Sancho
SD Syndicate
2004 Toyota Celica GT
Sancho
SD Syndicate
2004 Toyota Celica GT

Joined: Jun 2004
Posts: 1,003
San Diego, CA
I got on my family's policy. If I get hit though, my parents get sued thumbsdown. I'm extra careful about that. After three years driving, I get a discount in October. Still pay $1900 a year. I have Wawanesa. wave


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