Ok... so a week ago I was minding my own business and sitting at a read light. I look up in my rear view Mirror
and see a red civic barreling down on me. I say, "This looks like it could be bad." Sure enough, BAM!! Slammed right into the back of me. Turns out the girl was 16 and only had been driving for 6 months. Her entire front end was destroyed. My rear end has been banged up pretty bad. Nobody was seriously hurt, meaning that nobody had to leave in an ambulance.
I feel that my car should be totalled. It is a 2002 GT with 50,xxx miles on it. They say the car is valued at over $14,000, and in order to be totalled, the amount of damages needs to exceed 75% of the value of the car. That means I need at least $10,000 in damages. They're telling me that there is only $7,000 in damages. I do not want the car to be repaired because it will never be the same. I was thinking of taking the $7,000 and then selling the wrecked car to a local salvage yard for $5,000. Then I'll take that $12,000 plus whatever I get from medical compensation to get a new car.
As far as medical goes, let me tell you, I'm hurting! My lower back hurts, my neck hurts, my left leg goes numb at times because of the pain in my back, and I've had a headache since the accident because of the pain in my neck. I can't sleep at night. I can't work because I can't stay on my feet for extended periods of time. I told the insurance company I am taking an attorney for the case. We'll see how that goes.
I don't have any pictures yet because my scanner is out of commission. Her insurance company is Travelers Inc. and she is fully covered. I have State Farm with full coverage.