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#233995 Jul 27, 10:52am
Joined: Jan 2003
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2003 Toyota Celica
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2003 Toyota Celica
Joined: Jan 2003
Posts: 291
As most of you guys already know, my car had been stolen. Now that it's been recovered, the insurance said that it was 10 g's worth in damage. It looks more like 5 g's. My question is, what would you guys do? Let the insurance fix it or take the money and fix it myself? I know these are stupid quetions. It's just that this is my first time claiming insurance.

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ECelica Staff
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10Gs eek eek damn ... personally I would push to get the car totalled then.

Otherwise just let then fix it. Get a rundown of everything they are going to do to see why it's so much.

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What all is the matter with it body work, interior, stereo, etc.

#233998 Jul 27, 1:50pm
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2002 Toyota Celica
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I would definitely take the money and fix it myself. You'll probably have some to spare after you fix the body and the ignition and the glass. You need new rims too, right? and a stereo?


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2000 Toyota Celica GT
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2000 Toyota Celica GT
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Originally Posted by RicePowered
10Gs eek eek damn ... personally I would push to get the car totalled then.

Otherwise just let then fix it. Get a rundown of everything they are going to do to see why it's so much.
I've never had any insurance claims, but I would pretty much do what you said RicePowered.

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2003 Toyota Celica
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2003 Toyota Celica
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Originally Posted by RicePowered
10Gs eek eek damn ... personally I would push to get the car totalled then.

Otherwise just let then fix it. Get a rundown of everything they are going to do to see why it's so much.

The car is not totalled because the engine is still good. I looked at the paper, with a list of what they were gonna replaced and fix, and the trd front bumper itself cost $1025, the passenger side window $250, missing screw $1.00, broken mud guard $20 (which I don't have), some minor body damage like dings and dents etc. etc. everthing was high priced and added up to 10 g's eek The ignition and rims was not included yet. Now with all that money I can fix all this and still have plenty left over but there's gotta be a catch. What do you guys think?

Last edited by 401Celica; Jul 27, 2004 5:34pm.

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2000 Toyota Celica GT
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2000 Toyota Celica GT
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Originally Posted by 401Celica
Originally Posted by RicePowered
10Gs eek eek damn ... personally I would push to get the car totalled then.

Otherwise just let then fix it. Get a rundown of everything they are going to do to see why it's so much.

The car is not totalled because the engine is still good. I looked at the paper, with a list of what they were gonna replaced and fix, and the trd front bumper itself cost $1025, the passenger side window $250, missing screw $1.00, broken mud guard $20 (which I don't have), some minor body damage like dings and dents etc. etc. everthing was high priced and added up to 10 g's eek The ignition and rims was not included yet. Now with all that money I can fix all this and still have plenty left over but there's gotta be a catch. What do you guys think?

Dude, take the money. Hopefully you will have a bunch of money left over... because your insurance is gonna be going up a lot. Save some of that extra $$ for your next insurance payment.

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2003 Toyota Celica
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2003 Toyota Celica
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Your car is probably not totaled. I had $12k worth of damage from someone running a red, they said the damages would have to be around $17k for them to total it. I have Mercury Insurance..they said they take the low Kelly Blue Book value and use that to determine if it's totaled or not. If it costs more than the KBB value, then it's considered totaled.

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Masta OC
2003 Toyota Celica
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Quote
Dude, take the money. Hopefully you will have a bunch of money left over... because your insurance is gonna be going up a lot. Save some of that extra $$ for your next insurance payment.

Comprehensive (theft and vandalism) claims don't change your rates whatsoever. grin


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Try to get it totaled thumbsup

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