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Totaled my GTS, insurance is dropping me #233931 Jul 27, 10:13am Jul 27, 10:13am
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Totaled my GTS, insurance is dropping me
Well everybody, i just took my GTS on a offroad adventure into a corn field doing about 80 or 90 eek insurance is dropping me...somehow i totaled my car confused atleast thats the latest word, and they said it hasnt even been on the lift yet to look under the car...for some reason i find this very hard to believe, they said 12 grand in damage without looking under the car...my thoughts would be 90 percent of the damage done after running through a corn field would be under the car...but whatever...in any case if it is totalled, im getting dropped off insurance with state farm, any suggestions...my buddy wrecked his eclipse and state farm dropped him and went with progressive...hes pretty impressed...i thought i might give progressive a try dunno yet...

- - Driving Record
Points = 0
Tickets = 0
Accidents = 2 (no ticket on either lol)
- All in all my record is clean except accidents...any suggestions and anybody know how bad im gonna get stuck in the ass now? thinking about getting a WRX...or 97 - 99 eclipse GSX

- Also anybody else having a hard time believing 12 g's in damage without even being on the lifts yet...i mean i ran through a fuckin corn field i didnt hit a god damn brickwall...
cry

- any feedback would be great.. thanks everybody, and i'll still post here even if i do lose the best car ive ever owned so far cry

Re: Totaled my GTS, insurance is dropping me [Re: SkyhighRedline] #233932 Jul 27, 10:16am Jul 27, 10:16am
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well i want to see what happend... PICS!!!

Re: Totaled my GTS, insurance is dropping me [Re: CelicaRacer05] #233933 Jul 27, 10:21am Jul 27, 10:21am
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ummm if they are dropping you dont plan on gettin a WRX or GSX...HIGH INSURANCE...especailyl the GSX. i had one and it was thru the roof thumbsdown

Re: Totaled my GTS, insurance is dropping me [Re: CelicaRacer05] #233934 Jul 27, 10:23am Jul 27, 10:23am
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any reason you were doin 80-90 through a corn field? I think insurance companies usually frown on 80-90 alone, but when you're doin it in a sports car off road, that's usually not good at all spineyes

how much crop you ruin? liability may have been sucked dry if you took out a lot of corn!


"Protect the Earth. It was not given to you by your parents, it was loaned to you by your children."
Re: Totaled my GTS, insurance is dropping me [Re: trog2233] #233935 Jul 27, 10:24am Jul 27, 10:24am
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dude, where did you crash? i would go with corolla XRS. insurance might be a bit cheaper than WRX, GSX, even a celica. and still get to feel the lift...

Re: Totaled my GTS, insurance is dropping me [Re: ragingpaseo] #233936 Jul 27, 10:29am Jul 27, 10:29am
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Instead of buying a sports car, but something you can handle.

2 accidents means you are a terrible driver.


To have played and laughed with enthusiasm
and sung with exultation
To know even one life has breathed easier
This is to have succeeded.
Re: Totaled my GTS, insurance is dropping me [Re: ragingpaseo] #233937 Jul 27, 10:31am Jul 27, 10:31am
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May want to try something like this for your next vehicle.

1870134662-tractor-8520-action-79844.jpg
Re: Totaled my GTS, insurance is dropping me [Re: ppeddy] #233938 Jul 27, 10:34am Jul 27, 10:34am
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^^^damn, you guys cracks me up... rofl

Re: Totaled my GTS, insurance is dropping me [Re: ppeddy] #233939 Jul 27, 10:38am Jul 27, 10:38am
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Originally Posted by ppeddy
May want to try something like this for your next vehicle.


too bad brother that ones already played out by my parents lol...it is funny tho

and as for being a terrible driver, i dont think you've ever met me...nice assumption apon somebody youve never seen in a car before...let alone drove with to make a decision like that...

- i havent claimed the accident on insurance yet, i was going to cover it myself until they told me it was totalled...which im still not 100% beleiving...and i dont want a luxury car.. AGAIN lol they are so damn boring

Re: Totaled my GTS, insurance is dropping me [Re: SkyhighRedline] #233940 Jul 27, 10:39am Jul 27, 10:39am
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Again why were you goin thru a corn field? or did you accidently run off the road? confused

Re: Totaled my GTS, insurance is dropping me [Re: trog2233] #233941 Jul 27, 10:48am Jul 27, 10:48am
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i was taking my GTS in the twisties and having some fun with it, and up the road a bit i saw a little bit of a light reflection, didnt think anything of it, but it turned out to be my lights shining a deer's eyes...the deer was ina ditch and walked out and i had no choice but to hit it and catch an antler to the chest...or swerve and consequently go into a corn field, i chose the corn field rather than a antler to the heart...insurance told me i should have just hit it...lol some shit right?

Re: Totaled my GTS, insurance is dropping me [Re: SkyhighRedline] #233942 Jul 27, 10:54am Jul 27, 10:54am
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There could be enough damage for the car to be totaled, but it's hard to tell with no pics or more info.

If the suspension is messed up, that could run a couple grand, not to mention if the exterior of the car is cracked anywhere, and who knows what type of condition the frame is in, and if anything under the Hood got smashed, like your oil pan, etc.


Aqua Teen Hunger Force...number one in the hood, G
Re: Totaled my GTS, insurance is dropping me [Re: SkyhighRedline] #233943 Jul 27, 10:55am Jul 27, 10:55am
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Actually yes, hitting a deer is better than serving to avoid it. Speaking from the insurence point of view.

Reason being is that now there really is no proof a deer was even present. So they can say you were just going way to fast. Blah Blah Blah you get the point.

Sucks anyway thumbsdown

Re: Totaled my GTS, insurance is dropping me [Re: SkyhighRedline] #233944 Jul 27, 11:16am Jul 27, 11:16am
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Originally Posted by SkyhighRedline
Originally Posted by ppeddy
May want to try something like this for your next vehicle.

and as for being a terrible driver, i dont think you've ever met me...nice assumption apon somebody youve never seen in a car before...let alone drove with to make a decision like that...


Two accidents means you are a terrible driver.

Driving into a cornfield at 80-90mph is a bad driver.

Driving NEAR a cornfield at 80-90mph is a bad driver.

Last time I checked, most cornfields are on rural roads, which you shouldn't be going that fast on in the first place.


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and sung with exultation
To know even one life has breathed easier
This is to have succeeded.
Re: Totaled my GTS, insurance is dropping me [Re: DiabloGTS] #233945 Jul 27, 11:17am Jul 27, 11:17am
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Originally Posted by DiabloGTS
Originally Posted by SkyhighRedline
Originally Posted by ppeddy
May want to try something like this for your next vehicle.

and as for being a terrible driver, i dont think you've ever met me...nice assumption apon somebody youve never seen in a car before...let alone drove with to make a decision like that...


Two accidents means you are a terrible driver.

Driving into a cornfield at 80-90mph is a bad driver.

Driving NEAR a cornfield at 80-90mph is a bad driver.

Last time I checked, most cornfields are on rural roads, which you shouldn't be going that fast on in the first place.


couldnt of said it better...sorry man. U need to slow ur ass down. U deserve high insurance. If you would of just hit the deer ur insurance company covers that for free rolleyes grin

Re: Totaled my GTS, insurance is dropping me [Re: DiabloGTS] #233946 Jul 27, 11:23am Jul 27, 11:23am
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Originally Posted by DiabloGTS

Originally Posted by SkyhighRedline

Originally Posted by ppeddy

May want to try something like this for your next vehicle.

and as for being a terrible driver, i dont think you've ever met me...nice assumption apon somebody youve never seen in a car before...let alone drove with to make a decision like that...


Two accidents means you are a terrible driver.

Driving into a cornfield at 80-90mph is a bad driver.

Driving NEAR a cornfield at 80-90mph is a bad driver.

Last time I checked, most cornfields are on rural roads, which you shouldn't be going that fast on in the first place.


right douche bag, i forgot you know the area where i live like the back of your hand...i came for advice not to get flamed by some dickhead that thinks hes an awsome driver and shits on everybody that makes a fuckin mistake just to make yourself look better..., I'm not hear to argue, your statement was clearly going to piss me off...so how bout you got annoy somebody else with your comments...because honestly i dont need you trying to tell me how i drive or how to drive...point blank, mistakes happen...i get enough shit about them from the people i'm around everyday, i dont need you coming here and saying shit like that, i came here for ADVICE brother...and you clearly have gave none but "slow down"...and in turn probably some good advice...but not some i dont already know about...so lets drop the shit, and get back on topic...anybody know of some good insurance companies?

Re: Totaled my GTS, insurance is dropping me [Re: SkyhighRedline] #233947 Jul 27, 11:26am Jul 27, 11:26am
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Originally Posted by SkyhighRedline
Well everybody, i just took my GTS on a offroad adventure into a corn field doing about 80 or 90 eek insurance is dropping me...somehow i totaled my car confused atleast thats the latest word, and they said it hasnt even been on the lift yet to look under the car...for some reason i find this very hard to believe, they said 12 grand in damage without looking under the car...my thoughts would be 90 percent of the damage done after running through a corn field would be under the car...but whatever...in any case if it is totalled, im getting dropped off insurance with state farm, any suggestions...my buddy wrecked his eclipse and state farm dropped him and went with progressive...hes pretty impressed...i thought i might give progressive a try dunno yet...

- - Driving Record
Points = 0
Tickets = 0
Accidents = 2 (no ticket on either lol)
- All in all my record is clean except accidents...any suggestions and anybody know how bad im gonna get stuck in the ass now? thinking about getting a WRX...or 97 - 99 eclipse GSX

- Also anybody else having a hard time believing 12 g's in damage without even being on the lifts yet...i mean i ran through a fuckin corn field i didnt hit a god damn brickwall...
cry

- any feedback would be great
.. thanks everybody, and i'll still post here even if i do lose the best car ive ever owned so far cry



Well you did say this? rolleyes if you cant take the heat dont post stuff about this then.. U did something stupid and illegal what do you expect to get out of people? rolleyes

Re: Totaled my GTS, insurance is dropping me [Re: trog2233] #233948 Jul 27, 11:32am Jul 27, 11:32am
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I don't consider myself an awesome driver, I've made my share of mistakes.

Unlike you, I have learned from them.

I am not flaming you, you asked for advice, and some sound advice is to SLOW DOWN and buy a car you can drive responsibily.

When you get out on the highway, it's not just your life you are taking into your hands, it's other people's as well.

State farm is one of the BEST insurance companies out there, and you will never get back in with them.

Being dropped from them in a sign you are a bad driver. They want to make money, and obviously you are not a person they want to do business with.

rolleyes


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To know even one life has breathed easier
This is to have succeeded.
Re: Totaled my GTS, insurance is dropping me [Re: DiabloGTS] #233949 Jul 27, 11:59am Jul 27, 11:59am
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I agree with diablo 100%, it is just plain stupid to drive so fast in a rural area where you can hurt yourself, and others. But concerning your insurance, i have my crotchrocket insurance through progressive, and it is pretty much the best and least expensive place i could find. I am not sure how they are with automotive, but i am sure they are pretty good.


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Re: Totaled my GTS, insurance is dropping me [Re: blackcel] #233950 Jul 27, 12:48pm Jul 27, 12:48pm
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again, a 4 door car will lower your insurance rate...take it, it's not you have much options left...

Re: Totaled my GTS, insurance is dropping me [Re: ragingpaseo] #233951 Jul 27, 12:56pm Jul 27, 12:56pm
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WRX is 4 door, would this technically fall into the sedan category?

Re: Totaled my GTS, insurance is dropping me [Re: SkyhighRedline] #233952 Jul 27, 12:57pm Jul 27, 12:57pm
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Originally Posted by SkyhighRedline
WRX is 4 door, would this technically fall into the sedan category?


nope, doubtful IMO frown


"Protect the Earth. It was not given to you by your parents, it was loaned to you by your children."
Re: Totaled my GTS, insurance is dropping me [Re: Jandree22] #233953 Jul 27, 1:15pm Jul 27, 1:15pm
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WRX and GTS are nearly identical for insurance


To have played and laughed with enthusiasm
and sung with exultation
To know even one life has breathed easier
This is to have succeeded.
Re: Totaled my GTS, insurance is dropping me [Re: Jandree22] #233954 Jul 27, 1:27pm Jul 27, 1:27pm
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I consider Myself an awesome driver and I'm callin you an idiot laughsilly



You are a high risk for insurance companies plain and simple, For one you are prolly just a kid , Second You got two accidents under your belt already and your still just a kid. Personally I don't think there was a deer in the road I think you just lost it due to your lack of experience behind the wheel and You want us to feel sorry for you thumbsdown


This is the response you'll get when you (NOOB) calls one of us douche bag by the way.


"They don't make no seatbelt for the mind. So I can't buckle up for this ride!"
Re: Totaled my GTS, insurance is dropping me [Re: CID498] #233955 Jul 27, 1:56pm Jul 27, 1:56pm
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hmmmmm...well I can see why State Farm would cancel you...man you WRECKED THE FARM FOR CRYING OUT LOUD!!!!!! The deer thanks you though. thumbsup


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Re: Totaled my GTS, insurance is dropping me [Re: QTRMLR_1] #233956 Jul 27, 2:00pm Jul 27, 2:00pm
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well i am sorry about your car..glad you are okay though...good luck on the new car and insurance!

Re: Totaled my GTS, insurance is dropping me [Re: ppeddy] #233957 Jul 27, 2:04pm Jul 27, 2:04pm
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Originally Posted by ppeddy
May want to try something like this for your next vehicle.




DITTO! thumbsup


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Re: Totaled my GTS, insurance is dropping me [Re: QTRMLR_1] #233958 Jul 27, 2:09pm Jul 27, 2:09pm
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peculiar circumstances concerning the totaling of the celica. still i'm quite unsure 'bout the conditions and damages from the accident.

pushing the limits consistently could be classified as extreme driving. doing so that could endanger others or yourself would be classified as wreckless.

hey, i max out all my gears once in a while, but, you don't have to always hit lift. you know, in urban areas especially, lift takes you to 35mph+...

i have progressive insurance. my last speeding ticket gets taken off this december, so my license is clean. i've had three no-fault accidents and one fender bender with a rental during winter, still my insurance rate is like $1300 per year for full coverage.

maybe that little geico lizard can save you a whole bunch of money on your car insurance also...

e


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Re: Totaled my GTS, insurance is dropping me [Re: CID498] #233959 Jul 27, 2:51pm Jul 27, 2:51pm
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Originally Posted by CID498
I consider Myself an awesome driver and I'm callin you an idiot laughsilly



You are a high risk for insurance companies plain and simple, For one you are prolly just a kid , Second You got two accidents under your belt already and your still just a kid. Personally I don't think there was a deer in the road I think you just lost it due to your lack of experience behind the wheel and You want us to feel sorry for you thumbsdown


This is the response you'll get when you (NOOB) calls one of us douche bag by the way.



yup I concider myself a KICK ASS driver!! RookieGTS can vouch for me hehe rofl

I think you should practice more and try driving safely thumbsup


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Re: Totaled my GTS, insurance is dropping me [Re: CID498] #233960 Jul 27, 2:57pm Jul 27, 2:57pm
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Originally Posted by CID498
I consider Myself an awesome driver and I'm callin you an idiot laughsilly



You are a high risk for insurance companies plain and simple, For one you are prolly just a kid , Second You got two accidents under your belt already and your still just a kid. Personally I don't think there was a deer in the road I think you just lost it due to your lack of experience behind the wheel and You want us to feel sorry for you


This is the response you'll get when you (NOOB) calls one of us douche bag by the way.


i know im a high risk driver...due to my age and the 2 accidents...and thanks for the noob comment always great to be insulted by somebody ive never talked to what so ever, but hey as of the past day im getting accustomed to it (SP?) atleast with this board, and as far as the kid comment, yes im 19, i consider MYSELF a kid...hey but technically im legal grin ...thanks for all the advice everybody, and CID...i dont need a bunch of dudes feeling sorry for me let alone over the internet...lol that just sounds lame bud, i just thought id share my story with you all, maybe give you somethin to do at work...i know all of you guys give me shit to do at work, interesting threads etc...and i got bitches in line waiting to feel sorry for me...so dont worry that role is never played by a man lol
thumbsup thumbsup
- - - and btw it wasnt a rural area grin
- if i didnt say it already thx for the advice every1..

Re: Totaled my GTS, insurance is dropping me [Re: SkyhighRedline] #233961 Jul 27, 3:08pm Jul 27, 3:08pm
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To have played and laughed with enthusiasm
and sung with exultation
To know even one life has breathed easier
This is to have succeeded.
Re: Totaled my GTS, insurance is dropping me [Re: SkyhighRedline] #233962 Jul 27, 3:10pm Jul 27, 3:10pm
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Umm you do realize that your insureance will go up if you get either of those two cars (mitsu Eclipse or WRX) because they are AWD. Maybe you should get a civic or integra.


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Re: Totaled my GTS, insurance is dropping me [Re: calidrifter] #233963 Jul 27, 3:19pm Jul 27, 3:19pm
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If you want to make money to pay for a WRX STi in cash...I would get a used Toyota Echo 2-door and use the money you save to dump $10,000 into the car including a 2zz-GE motor and nitrous (no Turbo--it can be heard). Echos weigh 2000 lbs so it will be one fast sucker. Plus people won't hesitate to bet $100 that they will beat an echo, hahahahaha. thumbsup I say go for it man. It would be the most ridiculously fast Echo you've ever seen, and in no time if you have your friends set up enough races (kick 'em back a little), you can buy that STi in cash!


I get my kicks on EC.
Re: Totaled my GTS, insurance is dropping me [Re: QTRMLR_1] #233964 Jul 27, 3:20pm Jul 27, 3:20pm
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Plus your insurance will be very low in a used Echo, rofl


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Re: Totaled my GTS, insurance is dropping me [Re: QTRMLR_1] #233965 Jul 27, 3:21pm Jul 27, 3:21pm
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Los Angeles, CA
And don't forget to put a nice wing on the Echo rofl


I get my kicks on EC.
Re: Totaled my GTS, insurance is dropping me [Re: DiabloGTS] #233966 Jul 27, 3:30pm Jul 27, 3:30pm
Joined: Jun 2004
Posts: 136
Baltimore Maryland
2000 Black Toyota Celica
SkyhighRedline OP
Member
2000 Toyota Celica
SkyhighRedline OP
2000 Black Toyota Celica
Member
2000 Toyota Celica

Joined: Jun 2004
Posts: 136
Baltimore Maryland
Originally Posted by DiabloGTS
e-pimp thatsfunny


hehe nah man, id laugh at myself if i were a "e-pimp" as well...real people man lol, i dont use the internet but to use this sight, not really into that cyber girl shit lol, i'll actually post some pics of the 2 chicks im workin on right now when i get home grin

but anyway back on topic, wouldnt integra be almost same insurance as the celica? i can see the civic bein lower though

Re: Totaled my GTS, insurance is dropping me [Re: QTRMLR_1] #233967 Jul 27, 3:31pm Jul 27, 3:31pm
Joined: Jul 2004
Posts: 128
Washington
M
mister_tin
Member
2001 Toyota Celica GT
mister_tin
M
Member
2001 Toyota Celica GT

Joined: Jul 2004
Posts: 128
Washington
When I drive by the corn field to school at night, I go like 5-10mph below the speed limit, everybody does it because we know the area has a lot of deers... I think i've seen like 50+ deers in one drive.

My best bet is I try not to go over 10-15mph over the speed limit, and if the road has obstructions (deers, rocks, corn fields grin) I usually stay the speed limit or below.

People may hate me cause I'm not a vroom vroom racer, but I'd like to keep my car beautiful thumbsup

Re: Totaled my GTS, insurance is dropping me [Re: mister_tin] #233968 Jul 27, 3:32pm Jul 27, 3:32pm
Joined: Jul 2003
Posts: 2,043
Williamsport, PA
trog2233
ECelica Staff
2004 GMC Canyon Z-71
trog2233
ECelica Staff
2004 GMC Canyon Z-71

Joined: Jul 2003
Posts: 2,043
Williamsport, PA
this is what i think of you and ur pimping girls skills rolleyes rofl thumbsdown thumbsdown

Linked Image

Re: Totaled my GTS, insurance is dropping me [Re: QTRMLR_1] #233969 Jul 27, 3:33pm Jul 27, 3:33pm
Joined: Jun 2004
Posts: 136
Baltimore Maryland
2000 Black Toyota Celica
SkyhighRedline OP
Member
2000 Toyota Celica
SkyhighRedline OP
2000 Black Toyota Celica
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2000 Toyota Celica

Joined: Jun 2004
Posts: 136
Baltimore Maryland
Originally Posted by QTRMLR_1
If you want to make money to pay for a WRX STi in cash...I would get a used Toyota Echo 2-door and use the money you save to dump $10,000 into the car including a 2zz-GE motor and nitrous (no Turbo--it can be heard). Echos weigh 2000 lbs so it will be one fast sucker. Plus people won't hesitate to bet $100 that they will beat an echo, hahahahaha. thumbsup I say go for it man. It would be the most ridiculously fast Echo you've ever seen, and in no time if you have your friends set up enough races (kick 'em back a little), you can buy that STi in cash!



rofl rofl rofl i was just gonna sell my 2zz engine for rather cheap, it only has 20 grand on it, and hasnt been damaged in either accident...first accident was a fender bender that wasnt my fault, and now this one...the bad one frown , but for some reason after the first accident my insurance rep still wanted to talk to me even though fault wasnt pinned on me. my car was FUCKED up, it was more like a fender smasher lol, fuckin SUV rear ended me, actually got hurt in that one...

Re: Totaled my GTS, insurance is dropping me [Re: trog2233] #233970 Jul 27, 3:42pm Jul 27, 3:42pm
Joined: Oct 2002
Posts: 929
So.Cal
CID498
ECelica Staff
2000 Toyota Celica GT
CID498
ECelica Staff
2000 Toyota Celica GT

Joined: Oct 2002
Posts: 929
So.Cal
Originally Posted by trog2233
this is what i think of you and ur pimping girls skills rolleyes rofl thumbsdown thumbsdown

Linked Image





rofl:rotf::rotf:


"They don't make no seatbelt for the mind. So I can't buckle up for this ride!"
Re: Totaled my GTS, insurance is dropping me [Re: SkyhighRedline] #233971 Jul 27, 3:42pm Jul 27, 3:42pm
Joined: Apr 2003
Posts: 2,451
Lafayette, LA
DiabloGTS
Wheezy Joe
2002 Kawasaki Ninja 250
DiabloGTS
Wheezy Joe
2002 Kawasaki Ninja 250

Joined: Apr 2003
Posts: 2,451
Lafayette, LA
Sure, go ahead and post your pics.

Even more to laugh at thatsfunny


To have played and laughed with enthusiasm
and sung with exultation
To know even one life has breathed easier
This is to have succeeded.
Re: Totaled my GTS, insurance is dropping me [Re: DiabloGTS] #233972 Jul 27, 3:47pm Jul 27, 3:47pm
Joined: Jun 2004
Posts: 136
Baltimore Maryland
2000 Black Toyota Celica
SkyhighRedline OP
Member
2000 Toyota Celica
SkyhighRedline OP
2000 Black Toyota Celica
Member
2000 Toyota Celica

Joined: Jun 2004
Posts: 136
Baltimore Maryland
^^^ what the fuck ever, ive never insulted you or CID, until you went at me, and even then i tried to keep it on a non angry ground. So whats with the bullshit your giving me? just a question...for being "older" you guys sure do like to stir up shit like us "kids"...hmmmm

Re: Totaled my GTS, insurance is dropping me [Re: SkyhighRedline] #233973 Jul 27, 4:01pm Jul 27, 4:01pm
Joined: Oct 2002
Posts: 929
So.Cal
CID498
ECelica Staff
2000 Toyota Celica GT
CID498
ECelica Staff
2000 Toyota Celica GT

Joined: Oct 2002
Posts: 929
So.Cal
Check it dood, You only get one chance to make a first impression and you blew it noob. The first thread I've ever read by you and your calling veteran members dick heads and douche bags so yes you did insult this whole community thumbsdown


"They don't make no seatbelt for the mind. So I can't buckle up for this ride!"
Re: Totaled my GTS, insurance is dropping me [Re: CID498] #233974 Jul 27, 4:13pm Jul 27, 4:13pm
Joined: Jun 2004
Posts: 136
Baltimore Maryland
2000 Black Toyota Celica
SkyhighRedline OP
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2000 Toyota Celica
SkyhighRedline OP
2000 Black Toyota Celica
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2000 Toyota Celica

Joined: Jun 2004
Posts: 136
Baltimore Maryland
i called him a douche bag because he called me a shitty driver, maybe i deserve that comment, but then in return he deserved my comment? kinda feel me at all on that? and ive been in 2 accidents yes, 1 my fault, 1 not, but the first one fucked me up so bad, that insurance told me if i get into another one, my fault or not, im being dropped, and its partially because of the kind of car i own and the other because of my age, my insurance didnt shell out a penny, so im not sure why they were so upset about the one that fault wasnt pinned on me

But like i said man, i never meant to offend anybody, he called me a shitty driver, i called himb a douchebag, he could have went about a better way of telling me i suck at driving lol, and i could of went a better way of telling him i didnt appreciate that comment, check my posts man...never said a mean word to any1...

Re: Totaled my GTS, insurance is dropping me [Re: SkyhighRedline] #233975 Jul 27, 4:33pm Jul 27, 4:33pm
Joined: Dec 2003
Posts: 412
Huntington Beach, CA
2004 Carbon Blue Toyota Celica GT
aznsaiyan509
Senior Member
2004 Toyota Celica GT
aznsaiyan509
2004 Carbon Blue Toyota Celica GT
Senior Member
2004 Toyota Celica GT

Joined: Dec 2003
Posts: 412
Huntington Beach, CA
I cannot understand why some people are being so harsh on SkyhighRedline. He simply wanted some advice (most likely positive ones, not negative). But, driving through a corn field is pretty damn idiotic. It's hard to believe if he was really trying to dodge a deer, because he said "I just took my GTS on a offroad adventure into a corn field." And, why would anyone go 80 or 90 MPH while driving through a corn field. You are pretty much asking your Celica to get f**ked up. But anyway, lets not be TOO harsh on him.


I want a Nissan Nismo 350Z!
Re: Totaled my GTS, insurance is dropping me [Re: SkyhighRedline] #233976 Jul 27, 5:52pm Jul 27, 5:52pm
Joined: Jan 2004
Posts: 2,034
Orange County, Ca
CeLlYgT04
Specialist
CeLlYgT04
Specialist

Joined: Jan 2004
Posts: 2,034
Orange County, Ca
Get a quote on www.insurance.com thumbsup

They compare TONS of different lenders, and let you chose the best/cheapest!

Re: Totaled my GTS, insurance is dropping me [Re: CeLlYgT04] #233977 Jul 27, 6:48pm Jul 27, 6:48pm
Joined: May 2003
Posts: 788
Pittsburgh, PA
A
Angelica
Hyper-Girrrl
Angelica
A
Hyper-Girrrl

Joined: May 2003
Posts: 788
Pittsburgh, PA
hmmm

1870135634-MISC17.jpg
Re: Totaled my GTS, insurance is dropping me [Re: Angelica] #233978 Jul 27, 7:11pm Jul 27, 7:11pm
Joined: Jun 2004
Posts: 1,298
Annapolis, MD
2000 Liquid Silver Toyota Celica
sickcelica696
Specialist
2000 Toyota Celica
sickcelica696
2000 Liquid Silver Toyota Celica
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2000 Toyota Celica

Joined: Jun 2004
Posts: 1,298
Annapolis, MD
Hey man, where I'm at ive got farms in non-rural areas where i do 90+, so don't feel bad, and I do it responsibly. I've done the corn field thing and haven't fucked up my car so I dont know what you did. But after defending this much I still need to give the the award...

1870135681-1870116547-assclown.jpg
Re: Totaled my GTS, insurance is dropping me [Re: sickcelica696] #233979 Jul 27, 7:20pm Jul 27, 7:20pm
Joined: Oct 2003
Posts: 1,154
Texas
2003 Yellow/Red Toyota Celica
Larry_GTS
Specialist
2003 Toyota Celica
Larry_GTS
2003 Yellow/Red Toyota Celica
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2003 Toyota Celica

Joined: Oct 2003
Posts: 1,154
Texas
just because the guy got into two accidents doesn't mean he is a bad driver . I got into two and they just pullled out in frout of me and just slamed on their breaks so I would hit them, that whole they wanted me to hit them thing... but yea man I feel bad for you but maybe a van or something would be cool.

Re: Totaled my GTS, insurance is dropping me [Re: sickcelica696] #233980 Jul 27, 7:27pm Jul 27, 7:27pm
Joined: Oct 2003
Posts: 2,030
Orange County, Ca
RevMonster
Masta OC
2003 Toyota Celica
RevMonster
Masta OC
2003 Toyota Celica

Joined: Oct 2003
Posts: 2,030
Orange County, Ca
rofl rofl rofl rofl rofl this thread pwnz

But anyway, I'll ignore all the previous junk and just post on the topic.

I'm not sure how your first accident wasn't at fault, but if that's true, it doesn't go as a point on your rating level. If they ruled it as partially your fault and you just think it wasn't, that's a different story. In either case, two at-fault accidents could get you canceled, but it isn't 100%. If there was an injury in either, you're toast.

You should have hit the deer. I would much rather stayed on the road and tried avoiding a direct collision with it (the deer could NOT be the width of a traffic lane). For all you know, there could have been a person, tractor, water pipe, or worse in that field. Be thankful it turned out as well as it did. Not saying most people wouldn't panic and do the same thing... just giving you something to think about if you get in the same situation again.

If by some chance you do get lucky and State Farm does agree to not drop you... you have a few options. One would be dropping everything but liability. Your car doesn't change the liability premium, so that way you wouldn't need to worry about what you buy. Also, if you had a third claimed accident within three years of the first, you're not going to be insured by ANYONE... so collision is sort of pointless to carry now. Other option would be to get a cheap car. Civic, Protege, or Corolla. People are totally confused about what the rating group for the car is determined by. It's 80% repair costs... not engine size.


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I'm just a shot away from you
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