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Joined: Mar 2004
Posts: 405
Erick022121
Rollin On Hubs
Erick022121 May 30, 6:59am - #188435 

Rollin On Hubs
2003 Toyota Celica GT

Joined: Mar 2004
Posts: 405
Tampa, Florida
Insurance quote

Well, I decided just to get a quote for a 2000 Celica GTS since I wanna get a GTS (used b/c cheaper) instead of a 2004 GT. Well from progressive they wanna charge me 700.09 a month eek for insurance which comes out to be 8,400 in car insurance for an entire year... Considering I'm in school I wont be able to afford it frown My parents called for a 04 GT and its only around 300ish so I'm prolly gonna get a new GT. Just wanted to share w/ you
1870018547-ScreenShot001.jpg
Joined: Oct 2003
Posts: 975
xXMaGNuSXx
hookah-meister
xXMaGNuSXx May 30, 7:05am - #188436 
2000 Liquid Silver Toyota Celica GT
hookah-meister
2000 Toyota Celica GT

Joined: Oct 2003
Posts: 975
Smog City LA
You're prolly asking for too much coverage. How much driving experience do you have?
Joined: Mar 2004
Posts: 405
Erick022121
Rollin On Hubs
Erick022121 May 30, 7:08am - #188437 

Rollin On Hubs
2003 Toyota Celica GT

Joined: Mar 2004
Posts: 405
Tampa, Florida
I consider myself a really good driver... Got a 106 A+ In drivers ED when all the other kids got C's And D's grin but yea, I'm a good driver
Joined: Dec 2003
Posts: 394
superderk
Member
superderk May 30, 8:22am - #188438 

Member
2000 Toyota Celica GT

Joined: Dec 2003
Posts: 394
Belleville, Illinois
maybe its your area...or something, but i only pay about 180 a month on mine...granted its only a gt...but 300 is a lot

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RIP 97 Prelude
Joined: Feb 2004
Posts: 965
morris
Berraquísima!
morris May 30, 9:00am - #188439 
2000 White Toyota Celica GT
Berraquísima!
2000 Toyota Celica GT

Joined: Feb 2004
Posts: 965
Orange County, CA
I pay $90.24 a month... full coverage and $2k Medical payments!!! happywink
no bad at all!!!! eek thumbsup thumbsup
Joined: Aug 2003
Posts: 1,034
Mp3Supply
Specialist
Mp3Supply May 30, 3:33pm - #188440 

Specialist
2002 Toyota Celica

Joined: Aug 2003
Posts: 1,034
Pennsylviana
DONT GET PROGRESSIVE!!!

ill try to explain this as best i can.

we have been with progressive for well over 7 years. Not once have i ever recieved any discounts for anything!. So when my car got broken into, they told me that i only have 1000$ in coverage with a 500$ deduct. So that left me 500$ for my 4500$ stereo. Well they dont tell you that you need to get a extra policy for aftermarket audio. Well one good thing is that if you get it, they will cover you up to 5000$ with a 500$ deduct. So that being said, i went over to the car insurance place and talked to the guys over there. THey called up progressive and tried to get my the 5000$ in coverage. WELL they told him that since i am part of the 'old' system and now they have changed a lot of things (ie. used to be 12 months now its 6 month policys) that i cannot just add on to my policy. I would have to renew a whole new policy and that i would be subject to all new percentage rates and everything. I was already paying 4000$ or so a year, which was 380 somthing a month for my celi and my dad jeeps. EITHER way, i was a customer for 6 years and now you are telling me that because i have been with you for this long and i have been loyal to progressive that i now have to get a new policy and possibly increase my already "FUCK ME IN THE ASS" insurance rate. no no thats not how its going to happen.


so i went to all state and on the phone they already gave me a good student discount and they said next year on whatever date i will get a good driver discount, and with those two combined it droped my 6 month policy about 300$.

so from me you, dont get progressive, go shop around. . . it worth it. . . o, and now with all state i am paying somewhat less but i have more coverage with my stereo and all. . . .

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Work like you really dont need the money
Love like you have never been hurt before
Dance like no one is watching. . .

Joined: Nov 2003
Posts: 734
celicaboy
Senior Member
celicaboy May 30, 5:00pm - #188441 

Senior Member
2001 Toyota Celica GT

Joined: Nov 2003
Posts: 734
OWENSBORO, KY
thats alot, my car is only 860 every 6 months with full coverage
Joined: Feb 2004
Posts: 965
morris
Berraquísima!
morris May 30, 10:19pm - #188442 
2000 White Toyota Celica GT
Berraquísima!
2000 Toyota Celica GT

Joined: Feb 2004
Posts: 965
Orange County, CA
Check my current policy...
1870019106-aaa policy.jpg
Joined: Mar 2003
Posts: 523
JAY-C
Senior Member
JAY-C May 31, 12:32am - #188443 
2003 Super White Toyota Celica
Senior Member
2003 Toyota Celica

Joined: Mar 2003
Posts: 523
santa barbara county , califor...
get the insurance under you parents name and have them put you under your parents car. that is what i did and i'm paying 300 every 6 months... we have allstate.

Jay-c
Joined: Aug 2003
Posts: 2,926
celicaTRDgts
Specialist
celicaTRDgts May 31, 1:13am - #188444 

Specialist
02 Toyota Celica

Joined: Aug 2003
Posts: 2,926
Arizona
Originally Posted by Erick022121
I consider myself a really good driver... Got a 106 A+ In drivers ED when all the other kids got C's And D's grin but yea, I'm a good driver


lol its drivers ad give me a break ha...i dont think abyone probally tired in that class

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Joined: Aug 2003
Posts: 2,926
celicaTRDgts
Specialist
celicaTRDgts May 31, 1:13am - #188445 

Specialist
02 Toyota Celica

Joined: Aug 2003
Posts: 2,926
Arizona
i pay 109 a month...and i have a gts..im only 17 wink

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Joined: Jan 2004
Posts: 184
coyote0106
Member
coyote0106 May 31, 3:33pm - #188446 

Member
2000 Toyota Celica

Joined: Jan 2004
Posts: 184
Mt. Pleasant, Michigan
You get a cheaper quote than what they say online. I was looking at a helluva lot of $$$ on insurance. I actually went and talked face to face...and I saved a TON of cash. I was able to get a 2000 GTS instead of a GT. 18/male (and do the family car idea posted above...)
Joined: Nov 2003
Posts: 734
celicaboy
Senior Member
celicaboy May 31, 3:39pm - #188447 

Senior Member
2001 Toyota Celica GT

Joined: Nov 2003
Posts: 734
OWENSBORO, KY
Originally Posted by JAY-C
get the insurance under you parents name and have them put you under your parents car. that is what i did and i'm paying 300 every 6 months... we have allstate.

thats what my parents did
Joined: Mar 2004
Posts: 405
Erick022121
Rollin On Hubs
Erick022121 May 31, 3:43pm - #188448 

Rollin On Hubs
2003 Toyota Celica GT

Joined: Mar 2004
Posts: 405
Tampa, Florida
I'm gonna get my mom to put me as the main driver of the extra car we have which is a 1989 Cavalier Z-24. Guessing the insurance would be much cheaper since its older even though its considered a sports car since it is 2 door and has a V6-173hp 2.8L but hopefully it will be a lot cheaper and since insurance covers all cars i can still drive the hoe and celica
Joined: Feb 2003
Posts: 1,408
CelicaRacer05
Specialist
CelicaRacer05 May 31, 5:52pm - #188449 

Specialist
2000 Toyota Celica GT

Joined: Feb 2003
Posts: 1,408
Englewood, CO
Originally Posted by celicaTRDgts
Originally Posted by Erick022121
I consider myself a really good driver... Got a 106 A+ In drivers ED when all the other kids got C's And D's grin but yea, I'm a good driver


lol its drivers ad give me a break ha...i dont think abyone probally tired in that class


Drivers ed is so easy if you practice outside of class... in my car there was two people (including my self) and well the other kid wasnt a slacker, but he never practiced and on the day of the final he made this crazy turn and jumped a curb (in a down town area) and almost too out a garbage can... needless to say he failed big time... this other girl same period was crying because she got a B on the behind the wheel test (what a bitch)!!! i got an A btw, and in the class room. Easiest class ever!
Joined: Mar 2004
Posts: 405
Erick022121
Rollin On Hubs
Erick022121 May 31, 6:02pm - #188450 

Rollin On Hubs
2003 Toyota Celica GT

Joined: Mar 2004
Posts: 405
Tampa, Florida
Well, I am a smart kid tongue The class was pretty easy I guess the only hard part was that we had a test every 2 days on a chapter. we have 1 hour and 30 minutes in each class period so we had enough time to finish a chapter every day. But, if you didn't finish your work you would finish it after the test. well no one ever studied for them or anything. Also, when we were driving we would get a point marked off our grade with everything we did wrong we started with 500 points which is an A and then go down from there. At the end with the driving points I had like 480 or close to that. but I got my grade up by doing 30 point extra credit. So its pretty good b/c I get the drivers ED discount grin but, it must not be as easy at my school or everyone is retarded rofl
Joined: May 2004
Posts: 33
SailorGTS
Member
SailorGTS Jun 1, 12:38pm - #188451 

Member
2000 Toyota Celica

Joined: May 2004
Posts: 33
Delaware, USA
This goes back quite a ways but ... back in the day... I was driving myself to Driver's Ed at 15 years old!

As for insurance, I've had Allstate for nearly 20 years now. That might make a difference towards what I pay (Full coverage for 00 Celi GTS, 97 Explorer, and 68 Dodge D-100 P/U = $2300 per yr)

However I currently have 2 teen daughters driving and a son about to come of age! cry Rates are due to rise thru the roof VERY soon!!

To make matters worse, in Delaware the insurance companies (all of them) automatically place kids under the most expensive auto to insure! eek

For some folks, "Gaseous Cranial Explosions" are just a way of life!!
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