SR-22 is (financial responsibility insurance). It is the mechanism in Iowa to keep track of insurance on drivers that have had a problem with the Iowa Secretary of State. It authorizes the Secretary of State to suspend upon cancellation of insurance (SR-26). Through the SR-22 and SR22 process, mandatory insurance is enforced. Through the S&FR law, Iowa citizens are protected from uninsured motorists.
Should you not own your own vehicle, we can file a named operator's policy for you. This will satisfy the Secreatary of State and cover you while driving a temporary non-owned automobile. Later if you purchase an automobile we will modify your policy to cover your auto and process the SR22 filing change to Iowa Secretary of State.