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VSGTS14
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VSGTS14 Apr 12, 10:53pm - #152584 

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question regrading trading in

idk how the whole trade in process works...
would someone explain how it works...

so say, i want to trade my celica into a Subaru dealership for a new WRX for around 27k...

kbb says my celica is worth $18,025

so how does everything work? payments and such??

do you have to finish paying off part of the celica, then the new car? does the celica's value go into the new car's payment? frown
idk how it works.

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VSGTS14
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VSGTS14 Apr 12, 10:55pm - #152585 

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oh, and if you sell the car privately...how does that work for paying the dealer then when you got the car??

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ct
C'mon & hit me!
ct Apr 12, 11:10pm - #152586 

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2000 Toyota Celica GTS

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Woodland Hills, CA
Originally Posted by VSGTS14
idk how the whole trade in process works...
would someone explain how it works...

so say, i want to trade my celica into a Subaru dealership for a new WRX for around 27k...

kbb says my celica is worth $18,025

so how does everything work? payments and such??

do you have to finish paying off part of the celica, then the new car? does the celica's value go into the new car's payment? frown
idk how it works.


make sure the value you looked up is the TRADE IN value and niot the re-sale value. also if you can get your car back to completely stock then that's a plus too.

basically whatever payments you have left on the old car they will tack the difference on to the new one. so if you have 10000 left of payments but the trade in value is 13000...then they take 3000K off of the price of the new car...but if you owe 13000 and it's valued at 10K they will add 3K to the price of the new car.

Originally posted by SKOOF:
yoru such a clown, i wish you lived in nyc, i would love to just give you the beating that youve probably never gotten in your life.
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VSGTS14
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VSGTS14 Apr 12, 11:13pm - #152587 

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Originally Posted by ct
Originally Posted by VSGTS14
idk how the whole trade in process works...
would someone explain how it works...

so say, i want to trade my celica into a Subaru dealership for a new WRX for around 27k...

kbb says my celica is worth $18,025

so how does everything work? payments and such??

do you have to finish paying off part of the celica, then the new car? does the celica's value go into the new car's payment? frown
idk how it works.


make sure the value you looked up is the TRADE IN value and niot the re-sale value. also if you can get your car back to completely stock then that's a plus too.

basically whatever payments you have left on the old car they will tack the difference on to the new one. so if you have 10000 left of payments but the trade in value is 13000...then they take 3000K off of the price of the new car...but if you owe 13000 and it's valued at 10K they will add 3K to the price of the new car.


i see, i think i have almost the entire payment left on my celica...so with that...

figure 24k is left to pay
the new car is 26k
and trade in value is 18k

how does all that work?

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VSGTS14 Apr 12, 11:15pm - #152588 

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what about selling privately?

what's the best way to do it? with no money to waste and even money left over?

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spaztikid Apr 12, 11:30pm - #152589 
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your in the whole 6 grand... if you sold the car, you could get KBB value, then you still owe the bank 6000 bucks.
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ct
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ct Apr 13, 12:02am - #152590 

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2000 Toyota Celica GTS

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Woodland Hills, CA
Originally Posted by VSGTS14
Originally Posted by ct
Originally Posted by VSGTS14
idk how the whole trade in process works...
would someone explain how it works...

so say, i want to trade my celica into a Subaru dealership for a new WRX for around 27k...

kbb says my celica is worth $18,025

so how does everything work? payments and such??

do you have to finish paying off part of the celica, then the new car? does the celica's value go into the new car's payment? frown
idk how it works.


make sure the value you looked up is the TRADE IN value and niot the re-sale value. also if you can get your car back to completely stock then that's a plus too.

basically whatever payments you have left on the old car they will tack the difference on to the new one. so if you have 10000 left of payments but the trade in value is 13000...then they take 3000K off of the price of the new car...but if you owe 13000 and it's valued at 10K they will add 3K to the price of the new car.


i see, i think i have almost the entire payment left on my celica...so with that...

figure 24k is left to pay
the new car is 26k
and trade in value is 18k

how does all that work?


24000-18000=6000 + 26000= 32K

are you sure you have 24,000 left on payment? how long have you had your car and are willing to put a down payment with your trade...?

Originally posted by SKOOF:
yoru such a clown, i wish you lived in nyc, i would love to just give you the beating that youve probably never gotten in your life.
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DiabloGTS
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DiabloGTS Apr 13, 12:05am - #152591 

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You have to pay off the loan, and I'm 100% positive the car is upside down, so you'll have to pay money to make it go away.

Then, you get to take on a new set of payments for the new car.

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DiabloGTS Apr 13, 12:08am - #152592 

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you MIGHT get $20K for the car in stock form.

Either way, you are looking at paying money out of pocket to pay off the loan.

Just hang onto it, selling a car when it's upside down is pointless

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VSGTS14 Apr 13, 12:12am - #152593 

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Originally Posted by ct
Originally Posted by VSGTS14
Originally Posted by ct
Originally Posted by VSGTS14
idk how the whole trade in process works...
would someone explain how it works...

so say, i want to trade my celica into a Subaru dealership for a new WRX for around 27k...

kbb says my celica is worth $18,025

so how does everything work? payments and such??

do you have to finish paying off part of the celica, then the new car? does the celica's value go into the new car's payment? frown
idk how it works.


make sure the value you looked up is the TRADE IN value and niot the re-sale value. also if you can get your car back to completely stock then that's a plus too.

basically whatever payments you have left on the old car they will tack the difference on to the new one. so if you have 10000 left of payments but the trade in value is 13000...then they take 3000K off of the price of the new car...but if you owe 13000 and it's valued at 10K they will add 3K to the price of the new car.


i see, i think i have almost the entire payment left on my celica...so with that...

figure 24k is left to pay
the new car is 26k
and trade in value is 18k

how does all that work?


24000-18000=6000 + 26000= 32K

are you sure you have 24,000 left on payment? how long have you had your car and are willing to put a down payment with your trade...?


we had the car a long time without any payment's or anything...

he just recently got plates for it, not too long about..like 3 months maybe...

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VSGTS14 Apr 13, 12:12am - #152594 

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Originally Posted by DiabloGTS
you MIGHT get $20K for the car in stock form.

Either way, you are looking at paying money out of pocket to pay off the loan.

Just hang onto it, selling a car when it's upside down is pointless


what do you mean?

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CeLlYgT04 Apr 13, 12:26am - #152595 

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Originally Posted by VSGTS14
Originally Posted by DiabloGTS
you MIGHT get $20K for the car in stock form.

Either way, you are looking at paying money out of pocket to pay off the loan.

Just hang onto it, selling a car when it's upside down is pointless


what do you mean?


You have something called negative equity...Say you got $18k for the car, but owed $24k...You'd have to take the difference out of your OWN pocket just to finish paying the celi off. THEN...You could finance your WRX.
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DiabloGTS Apr 13, 12:32am - #152596 

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Just hang onto the celica, unless you want to spend money out of pocket to finish paying for it.

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VSGTS14 Apr 13, 12:40am - #152597 

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Originally Posted by DiabloGTS
Just hang onto the celica, unless you want to spend money out of pocket to finish paying for it.


i see what you mean...

my brother told me my dad doesn't like how the car is a lot of maintenance...the celica that is...

i'm gonna talk to him...

the only reason i didn't get one was cause insurance was supposedly really high cause it's Turboed and 227 hp...with my name under it...
cause i'll pay for some insurance if i have to...but it's up to him for payments

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fastceli2001 Apr 13, 12:50am - #152598 

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CT
ummmm crazy

a kid told me that celicas handle like crap... i laughed
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VSGTS14 Apr 13, 12:55am - #152599 

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Originally Posted by fastceli2001
ummmm crazy


what? spineyes

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eric_h Apr 13, 2:18am - #152600 

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if you owe 24000 and the rex is 26000 then you trade it for 18000 your gonna need 6 grand to pay the bank before you can trade it in,you cant pay on a car you dont own grin

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anaijelly Apr 13, 6:43am - #152601 
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Couple ?s real quick . I sold cars for 2 years so I have knowledge on the subject...
Is that your car in the pic?
Why no payments until a couple months ago?
Why is your car high in maintenance?
If your going to trade in you need to part it out or sell privatley your too riced out. If you do sell outright you will be expected to payoff the car in a few days so if you sell it for 18k and you owe 24k you need to come up with 6k quickly.
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JBing Apr 13, 6:49am - #152602 

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Oh Boy ohboy This is what I just spent the last 2 months tring the work out. Trading a car in isnt worth it, at all costs try to sell it pvt. Fuck dealers, im sorry they suck

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Elec-FuYu Apr 13, 7:00am - #152603 
2003 Silver Toyota Celica
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so basically you have to pay off the celi first to get to own another car...

i get it now.. ~lol~

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JBing
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JBing Apr 13, 7:03am - #152604 

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^^^ OR roll over the remaining pmt into the new car, its a lose/ lose sit. thumbsdown

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Elec-FuYu Apr 13, 7:08am - #152605 
2003 Silver Toyota Celica
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another Q...
wut if my car is paid off already?

if im to trade it in, say i get 15k for trade in, and the car i wanna trade cost 25k... all i have to pay is the difference of 10k rite? i dont own bank anything rite?

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JBing Apr 13, 7:33am - #152606 

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^^^, yep thumbsup

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trog2233 Apr 13, 11:19am - #152607 

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So billy what people are tryin to say...since you are gonna be $6000 in the whole after you trade it in...and the new car is 26K so you basically paying $32K for that WRX...don't do it... thumbsdown
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DiabloGTS Apr 13, 12:50pm - #152608 

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the WRX insurance is probably less than a GTS, but either way if the car is in your name, you are looking at high insurance costs.

If you ever get a ticket, it will skyrocket.

Why would you want to trade a Toyota for a Subaru, WRX has just as many problems as a Celica.

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Angelica Apr 13, 1:14pm - #152609 
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I am confused doesn't your dad own a dealership?? doesn't he know how it would work??
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RP137
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RP137 Apr 13, 2:20pm - #152610 

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Originally Posted by Angelica
I am confused doesn't your dad own a dealership?? doesn't he know how it would work??

that's what i though?? confused

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Celica22 Apr 13, 2:44pm - #152611 
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No offense but I find it stupid that you poured all that $$ to hook up a car that you owed 24K on. And worse is you don't want it now. You'd be more than 6K down the hole, you have to add in all your mods that you won't get 100% back on. Was the appearance, the compliments, and the attention all worth it now in hindsight?
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MICABLUE
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MICABLUE Apr 13, 3:08pm - #152612 

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Originally Posted by eric_h
if you owe 24000 and the rex is 26000 then you trade it for 18000 your gonna need 6 grand to pay the bank before you can trade it in,you cant pay on a car you dont own grin

But, the bank can add that difference to the amount you're financing for the new car (WRX). As said above
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VSGTS14
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VSGTS14 Apr 13, 3:12pm - #152613 

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Originally Posted by DiabloGTS
the WRX insurance is probably less than a GTS, but either way if the car is in your name, you are looking at high insurance costs.

If you ever get a ticket, it will skyrocket.

Why would you want to trade a Toyota for a Subaru, WRX has just as many problems as a Celica.


NJ roads are horrible, made the mistake of having a nice bodykit, and now it's 1000 to have it fixed and i'm sure more will come up...
the reason it's high maintenance is because i need something done/fixed all the time, it's not worth it, when all the money that goes into fixing it can pay the difference...


plus, i don't know how much we owe on the celica, i haven't talked to my dad yet.

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VSGTS14 Apr 13, 3:14pm - #152614 

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Originally Posted by Angelica
I am confused doesn't your dad own a dealership?? doesn't he know how it would work??


i haven't talked to him yet...

the only things he is concerned about is insurance and i'm sure the difference...

cause i know my brother had to pay the difference when he got a new truck...going from a toyota to chevy.

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VSGTS14 Apr 13, 3:16pm - #152615 

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Originally Posted by Celica22
No offense but I find it stupid that you poured all that $$ to hook up a car that you owed 24K on. And worse is you don't want it now. You'd be more than 6K down the hole, you have to add in all your mods that you won't get 100% back on. Was the appearance, the compliments, and the attention all worth it now in hindsight?


so do i...i wish i could have started with the car i wanted...but at the age i was at, i didn't think about it and speak up, i just thought wow i'm getting a celica.

i'd rather have a car i am happy with, that i love, that doesn't cause me hassle sometimes...

the WRX is that, has everything i wanted...

I think i would part out the celica before i sold it, then take that money to put into the difference...

then just work for the WRX mods...first thing i would do is drop and rims.

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VSGTS14 Apr 13, 3:17pm - #152616 

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Originally Posted by MICABLUE
Originally Posted by eric_h
if you owe 24000 and the rex is 26000 then you trade it for 18000 your gonna need 6 grand to pay the bank before you can trade it in,you cant pay on a car you dont own grin

But, the bank can add that difference to the amount you're financing for the new car (WRX). As said above


so what if we owed 18k on the car and it's worth 18k...and the new is 26k?

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VSGTS14 Apr 13, 4:27pm - #152617 

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ok
here

mullertoyota: 500x 44 or around 20,000 why


that's how much we owe on it...

so if i sell privately for over 20k, what happens??

and it would be about a 2000 dollar difference if i trade it in...right?

so how would it work now? grin

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Chris McLean
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Chris McLean Apr 13, 5:29pm - #152618 

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MASS/RI
Originally Posted by Celica22
No offense but I find it stupid that you poured all that $$ to hook up a car that you owed 24K on. And worse is you don't want it now. You'd be more than 6K down the hole, you have to add in all your mods that you won't get 100% back on. Was the appearance, the compliments, and the attention all worth it now in hindsight?


i must say...you are an incredible asset to this site. your information is always accurate and very prompt. but i have to side w/ Celica22 here...what happens when you get sick of the WRX after a year or two and want something else...i dunno just my $.02
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Celica22
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Celica22 Apr 13, 6:09pm - #152619 
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VSGTS14:

500*44 is 22,000.

If you can trade it in for 18, you have 4K you owe. If the wrex is 26K, add on 4K more for 30K.

For 26K I assume you are just getting the WRX and not the STI right? Personally if I had to pay 30K I'd want an STI.

Best case, part it out sell it and cross your fingers.
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BlackCelicaGTS
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BlackCelicaGTS Apr 13, 6:13pm - #152620 

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2000 Toyota Celica

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Pennsylvania, USA
When you trade in your car they contact the bank and see the balance. Then they will pay your car off for you plus give you the balance off ur new car if you owe less than the trade in value. Chances are with all the stuff done to your car and painted interier and whatnot...the trade in value will be lowwww.
In your scenerio...i would sell the car privatley..that way you can leave on all your mods, and get more money for your car. IMO someone would deff take out a loan to buy your car man.

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CeLlYgT04
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CeLlYgT04 Apr 13, 6:50pm - #152621 

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Dude, are you seriously going to trade in your celi for a WRX?

That's crazy with everything you've done to your celi spineyes
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Bakablo1
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Bakablo1 Apr 13, 8:14pm - #152622 
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bleh subaru.. my friend has had nothing but probs with them... thumbsdown Billy if the body kit is such a prob.. why not get a higher 1??
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CaLiGTS
Phantom
CaLiGTS Apr 13, 8:38pm - #152623 

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2001 Toyota Celica

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Bay Area, NorCal
Billy dont be Silly...

I wanted to trade in my GTS for an Rx-8 but I realized like so many other people have pointed out on this topic that it would be completely stupid for me to do so!! I owe about 14k on my 01 and I would be in the whole a lot of money. Its not worth it. Plus all the time and money I have spent on my car I have grown quite attatched to it.
what can i say i love my celica.

I say keep it!

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VSGTS14
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VSGTS14 Apr 13, 9:26pm - #152624 

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i'm gonna see tonight...

i wouldn't get tired of WRX, it's the first car i wanted, i'm not tired of the celica...

i'm tired of the hassle of it with the shit i have done frown
i know, i put a lot of money and effort into it, but keeping it up takes time and i would be really happy with the WRX...



went to sccoby doo dealer today to see the exact one i wanted...it's so nice.

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VSGTS14 Apr 13, 9:26pm - #152625 

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Originally Posted by Bakablo1
bleh subaru.. my friend has had nothing but probs with them... thumbsdown Billy if the body kit is such a prob.. why not get a higher 1??


that's spending more money to keep up with something once again, then the money for the old one is wasted. thumbsdown

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VSGTS14 Apr 13, 9:28pm - #152626 

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Originally Posted by Celica22
VSGTS14:

500*44 is 22,000.

If you can trade it in for 18, you have 4K you owe. If the wrex is 26K, add on 4K more for 30K.

For 26K I assume you are just getting the WRX and not the STI right? Personally if I had to pay 30K I'd want an STI.

Best case, part it out sell it and cross your fingers.


wouldn't that 4k just go onto the STi then?
insurance would be less for a WRX.

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eric_h
2low2slow
eric_h Apr 13, 9:32pm - #152627 

2low2slow
2002 Toyota Celica GT

Joined: Jan 2004
Posts: 1,612
St.George, UT
if you owe less then its worth then you actually take more monwy off of the wrex's price, i would wait a while until it is in that situation, right now you owe too much thumbsdown

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A boats a boat, but the mystery box could be anything....Even a boat!
Joined: Jan 2004
Posts: 1,612
eric_h
2low2slow
eric_h Apr 13, 9:34pm - #152628 

2low2slow
2002 Toyota Celica GT

Joined: Jan 2004
Posts: 1,612
St.George, UT
Originally Posted by VSGTS14
i'm gonna see tonight...

i wouldn't get tired of WRX, it's the first car i wanted, i'm not tired of the celica...

i'm tired of the hassle of it with the shit i have done frown
i know, i put a lot of money and effort into it, but keeping it up takes time and i would be really happy with the WRX...



went to sccoby doo dealer today to see the exact one i wanted...it's so nice.


yeah i wanted the WRX before the celica too but its just how things worked out and im happy with, i get to trot around in my friends 04 everyonce and a while(the guy that sold me the celica bought a WRX) but if its really what you want go for it

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A boats a boat, but the mystery box could be anything....Even a boat!
Joined: Jul 2002
Posts: 10,123
VSGTS14
05 WRB
VSGTS14 Apr 13, 9:35pm - #152629 

05 WRB
2005 Subaru WRX STi

Joined: Jul 2002
Posts: 10,123
Milford, NJ
Originally Posted by eric_h
if you owe less then its worth then you actually take more monwy off of the wrex's price, i would wait a while until it is in that situation, right now you owe too much thumbsdown


it may work a little different since we could sell it retail at toyota.

SUBARU TECNICA INTERNATIONAL
Joined: Dec 2003
Posts: 1,140
Bakablo1
Specialist
Bakablo1 Apr 14, 2:48am - #152630 
Specialist

Joined: Dec 2003
Posts: 1,140
Ontario, Canada
Originally Posted by VSGTS14
Originally Posted by Bakablo1
bleh subaru.. my friend has had nothing but probs with them... thumbsdown Billy if the body kit is such a prob.. why not get a higher 1??


that's spending more money to keep up with something once again, then the money for the old one is wasted. thumbsdown

sell the vs and use the money to buy a higher 1... u'll even have some money left over
Joined: Jul 2002
Posts: 10,123
VSGTS14
05 WRB
VSGTS14 Apr 14, 2:49am - #152631 

05 WRB
2005 Subaru WRX STi

Joined: Jul 2002
Posts: 10,123
Milford, NJ
Originally Posted by Bakablo1
Originally Posted by VSGTS14
Originally Posted by Bakablo1
bleh subaru.. my friend has had nothing but probs with them... thumbsdown Billy if the body kit is such a prob.. why not get a higher 1??


that's spending more money to keep up with something once again, then the money for the old one is wasted. thumbsdown

sell the vs and use the money to buy a higher 1... u'll even have some money left over



thumbsdown

SUBARU TECNICA INTERNATIONAL
Joined: Jan 2004
Posts: 1,612
eric_h
2low2slow
eric_h Apr 14, 9:00pm - #152632 

2low2slow
2002 Toyota Celica GT

Joined: Jan 2004
Posts: 1,612
St.George, UT
if your looking to trade for speed the gts really insnt that much slower its just the launch in the awd,but if its for other reasons, do what you feel is right

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A boats a boat, but the mystery box could be anything....Even a boat!
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