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question regrading trading in #152584 Apr 12, 3:53pm Apr 12, 3:53pm
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question regrading trading in
idk how the whole trade in process works...
would someone explain how it works...

so say, i want to trade my celica into a Subaru dealership for a new WRX for around 27k...

kbb says my celica is worth $18,025

so how does everything work? payments and such??

do you have to finish paying off part of the celica, then the new car? does the celica's value go into the new car's payment? frown
idk how it works.


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Re: question regrading trading in #152585 Apr 12, 3:55pm Apr 12, 3:55pm
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oh, and if you sell the car privately...how does that work for paying the dealer then when you got the car??


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Re: question regrading trading in #152586 Apr 12, 4:10pm Apr 12, 4:10pm
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Originally Posted by VSGTS14
idk how the whole trade in process works...
would someone explain how it works...

so say, i want to trade my celica into a Subaru dealership for a new WRX for around 27k...

kbb says my celica is worth $18,025

so how does everything work? payments and such??

do you have to finish paying off part of the celica, then the new car? does the celica's value go into the new car's payment? frown
idk how it works.


make sure the value you looked up is the TRADE IN value and niot the re-sale value. also if you can get your car back to completely stock then that's a plus too.

basically whatever payments you have left on the old car they will tack the difference on to the new one. so if you have 10000 left of payments but the trade in value is 13000...then they take 3000K off of the price of the new car...but if you owe 13000 and it's valued at 10K they will add 3K to the price of the new car.


Originally posted by SKOOF:
yoru such a clown, i wish you lived in nyc, i would love to just give you the beating that youve probably never gotten in your life.
Re: question regrading trading in #152587 Apr 12, 4:13pm Apr 12, 4:13pm
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Originally Posted by ct
Originally Posted by VSGTS14
idk how the whole trade in process works...
would someone explain how it works...

so say, i want to trade my celica into a Subaru dealership for a new WRX for around 27k...

kbb says my celica is worth $18,025

so how does everything work? payments and such??

do you have to finish paying off part of the celica, then the new car? does the celica's value go into the new car's payment? frown
idk how it works.


make sure the value you looked up is the TRADE IN value and niot the re-sale value. also if you can get your car back to completely stock then that's a plus too.

basically whatever payments you have left on the old car they will tack the difference on to the new one. so if you have 10000 left of payments but the trade in value is 13000...then they take 3000K off of the price of the new car...but if you owe 13000 and it's valued at 10K they will add 3K to the price of the new car.


i see, i think i have almost the entire payment left on my celica...so with that...

figure 24k is left to pay
the new car is 26k
and trade in value is 18k

how does all that work?


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Re: question regrading trading in #152588 Apr 12, 4:15pm Apr 12, 4:15pm
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what about selling privately?

what's the best way to do it? with no money to waste and even money left over?


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Re: question regrading trading in #152589 Apr 12, 4:30pm Apr 12, 4:30pm
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your in the whole 6 grand... if you sold the car, you could get KBB value, then you still owe the bank 6000 bucks.

Re: question regrading trading in #152590 Apr 12, 5:02pm Apr 12, 5:02pm
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Originally Posted by VSGTS14
Originally Posted by ct
Originally Posted by VSGTS14
idk how the whole trade in process works...
would someone explain how it works...

so say, i want to trade my celica into a Subaru dealership for a new WRX for around 27k...

kbb says my celica is worth $18,025

so how does everything work? payments and such??

do you have to finish paying off part of the celica, then the new car? does the celica's value go into the new car's payment? frown
idk how it works.


make sure the value you looked up is the TRADE IN value and niot the re-sale value. also if you can get your car back to completely stock then that's a plus too.

basically whatever payments you have left on the old car they will tack the difference on to the new one. so if you have 10000 left of payments but the trade in value is 13000...then they take 3000K off of the price of the new car...but if you owe 13000 and it's valued at 10K they will add 3K to the price of the new car.


i see, i think i have almost the entire payment left on my celica...so with that...

figure 24k is left to pay
the new car is 26k
and trade in value is 18k

how does all that work?


24000-18000=6000 + 26000= 32K

are you sure you have 24,000 left on payment? how long have you had your car and are willing to put a down payment with your trade...?


Originally posted by SKOOF:
yoru such a clown, i wish you lived in nyc, i would love to just give you the beating that youve probably never gotten in your life.
Re: question regrading trading in #152591 Apr 12, 5:05pm Apr 12, 5:05pm
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You have to pay off the loan, and I'm 100% positive the car is upside down, so you'll have to pay money to make it go away.

Then, you get to take on a new set of payments for the new car.


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Re: question regrading trading in #152592 Apr 12, 5:08pm Apr 12, 5:08pm
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you MIGHT get $20K for the car in stock form.

Either way, you are looking at paying money out of pocket to pay off the loan.

Just hang onto it, selling a car when it's upside down is pointless


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Re: question regrading trading in #152593 Apr 12, 5:12pm Apr 12, 5:12pm
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Originally Posted by ct
Originally Posted by VSGTS14
Originally Posted by ct
Originally Posted by VSGTS14
idk how the whole trade in process works...
would someone explain how it works...

so say, i want to trade my celica into a Subaru dealership for a new WRX for around 27k...

kbb says my celica is worth $18,025

so how does everything work? payments and such??

do you have to finish paying off part of the celica, then the new car? does the celica's value go into the new car's payment? frown
idk how it works.


make sure the value you looked up is the TRADE IN value and niot the re-sale value. also if you can get your car back to completely stock then that's a plus too.

basically whatever payments you have left on the old car they will tack the difference on to the new one. so if you have 10000 left of payments but the trade in value is 13000...then they take 3000K off of the price of the new car...but if you owe 13000 and it's valued at 10K they will add 3K to the price of the new car.


i see, i think i have almost the entire payment left on my celica...so with that...

figure 24k is left to pay
the new car is 26k
and trade in value is 18k

how does all that work?


24000-18000=6000 + 26000= 32K

are you sure you have 24,000 left on payment? how long have you had your car and are willing to put a down payment with your trade...?


we had the car a long time without any payment's or anything...

he just recently got plates for it, not too long about..like 3 months maybe...


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Re: question regrading trading in #152594 Apr 12, 5:12pm Apr 12, 5:12pm
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Originally Posted by DiabloGTS
you MIGHT get $20K for the car in stock form.

Either way, you are looking at paying money out of pocket to pay off the loan.

Just hang onto it, selling a car when it's upside down is pointless


what do you mean?


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Re: question regrading trading in #152595 Apr 12, 5:26pm Apr 12, 5:26pm
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Originally Posted by VSGTS14
Originally Posted by DiabloGTS
you MIGHT get $20K for the car in stock form.

Either way, you are looking at paying money out of pocket to pay off the loan.

Just hang onto it, selling a car when it's upside down is pointless


what do you mean?


You have something called negative equity...Say you got $18k for the car, but owed $24k...You'd have to take the difference out of your OWN pocket just to finish paying the celi off. THEN...You could finance your WRX.

Re: question regrading trading in #152596 Apr 12, 5:32pm Apr 12, 5:32pm
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Just hang onto the celica, unless you want to spend money out of pocket to finish paying for it.


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Re: question regrading trading in #152597 Apr 12, 5:40pm Apr 12, 5:40pm
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Originally Posted by DiabloGTS
Just hang onto the celica, unless you want to spend money out of pocket to finish paying for it.


i see what you mean...

my brother told me my dad doesn't like how the car is a lot of maintenance...the celica that is...

i'm gonna talk to him...

the only reason i didn't get one was cause insurance was supposedly really high cause it's Turboed and 227 hp...with my name under it...
cause i'll pay for some insurance if i have to...but it's up to him for payments


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Re: question regrading trading in #152598 Apr 12, 5:50pm Apr 12, 5:50pm
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ummmm crazy


a kid told me that celicas handle like crap... i laughed
Re: question regrading trading in #152599 Apr 12, 5:55pm Apr 12, 5:55pm
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Originally Posted by fastceli2001
ummmm crazy


what? spineyes


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Re: question regrading trading in #152600 Apr 12, 7:18pm Apr 12, 7:18pm
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if you owe 24000 and the rex is 26000 then you trade it for 18000 your gonna need 6 grand to pay the bank before you can trade it in,you cant pay on a car you dont own grin


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Re: question regrading trading in #152601 Apr 12, 11:43pm Apr 12, 11:43pm
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Couple ?s real quick . I sold cars for 2 years so I have knowledge on the subject...
Is that your car in the pic?
Why no payments until a couple months ago?
Why is your car high in maintenance?
If your going to trade in you need to part it out or sell privatley your too riced out. If you do sell outright you will be expected to payoff the car in a few days so if you sell it for 18k and you owe 24k you need to come up with 6k quickly.

Re: question regrading trading in #152602 Apr 12, 11:49pm Apr 12, 11:49pm
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Oh Boy ohboy This is what I just spent the last 2 months tring the work out. Trading a car in isnt worth it, at all costs try to sell it pvt. Fuck dealers, im sorry they suck


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Re: question regrading trading in #152603 Apr 13, 12:00am Apr 13, 12:00am
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so basically you have to pay off the celi first to get to own another car...

i get it now.. ~lol~


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Re: question regrading trading in #152604 Apr 13, 12:03am Apr 13, 12:03am
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^^^ OR roll over the remaining pmt into the new car, its a lose/ lose sit. thumbsdown


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Re: question regrading trading in #152605 Apr 13, 12:08am Apr 13, 12:08am
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another Q...
wut if my car is paid off already?

if im to trade it in, say i get 15k for trade in, and the car i wanna trade cost 25k... all i have to pay is the difference of 10k rite? i dont own bank anything rite?


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Re: question regrading trading in #152606 Apr 13, 12:33am Apr 13, 12:33am
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^^^, yep thumbsup


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Re: question regrading trading in #152607 Apr 13, 4:19am Apr 13, 4:19am
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So billy what people are tryin to say...since you are gonna be $6000 in the whole after you trade it in...and the new car is 26K so you basically paying $32K for that WRX...don't do it... thumbsdown

Re: question regrading trading in #152608 Apr 13, 5:50am Apr 13, 5:50am
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the WRX insurance is probably less than a GTS, but either way if the car is in your name, you are looking at high insurance costs.

If you ever get a ticket, it will skyrocket.

Why would you want to trade a Toyota for a Subaru, WRX has just as many problems as a Celica.


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Re: question regrading trading in #152609 Apr 13, 6:14am Apr 13, 6:14am
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I am confused doesn't your dad own a dealership?? doesn't he know how it would work??

Re: question regrading trading in #152610 Apr 13, 7:20am Apr 13, 7:20am
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Originally Posted by Angelica
I am confused doesn't your dad own a dealership?? doesn't he know how it would work??

that's what i though?? confused


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Re: question regrading trading in #152611 Apr 13, 7:44am Apr 13, 7:44am
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No offense but I find it stupid that you poured all that $$ to hook up a car that you owed 24K on. And worse is you don't want it now. You'd be more than 6K down the hole, you have to add in all your mods that you won't get 100% back on. Was the appearance, the compliments, and the attention all worth it now in hindsight?

Re: question regrading trading in #152612 Apr 13, 8:08am Apr 13, 8:08am
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Originally Posted by eric_h
if you owe 24000 and the rex is 26000 then you trade it for 18000 your gonna need 6 grand to pay the bank before you can trade it in,you cant pay on a car you dont own grin

But, the bank can add that difference to the amount you're financing for the new car (WRX). As said above

Re: question regrading trading in #152613 Apr 13, 8:12am Apr 13, 8:12am
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Originally Posted by DiabloGTS
the WRX insurance is probably less than a GTS, but either way if the car is in your name, you are looking at high insurance costs.

If you ever get a ticket, it will skyrocket.

Why would you want to trade a Toyota for a Subaru, WRX has just as many problems as a Celica.


NJ roads are horrible, made the mistake of having a nice bodykit, and now it's 1000 to have it fixed and i'm sure more will come up...
the reason it's high maintenance is because i need something done/fixed all the time, it's not worth it, when all the money that goes into fixing it can pay the difference...


plus, i don't know how much we owe on the celica, i haven't talked to my dad yet.


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Re: question regrading trading in #152614 Apr 13, 8:14am Apr 13, 8:14am
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Originally Posted by Angelica
I am confused doesn't your dad own a dealership?? doesn't he know how it would work??


i haven't talked to him yet...

the only things he is concerned about is insurance and i'm sure the difference...

cause i know my brother had to pay the difference when he got a new truck...going from a toyota to chevy.


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Re: question regrading trading in #152615 Apr 13, 8:16am Apr 13, 8:16am
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Originally Posted by Celica22
No offense but I find it stupid that you poured all that $$ to hook up a car that you owed 24K on. And worse is you don't want it now. You'd be more than 6K down the hole, you have to add in all your mods that you won't get 100% back on. Was the appearance, the compliments, and the attention all worth it now in hindsight?


so do i...i wish i could have started with the car i wanted...but at the age i was at, i didn't think about it and speak up, i just thought wow i'm getting a celica.

i'd rather have a car i am happy with, that i love, that doesn't cause me hassle sometimes...

the WRX is that, has everything i wanted...

I think i would part out the celica before i sold it, then take that money to put into the difference...

then just work for the WRX mods...first thing i would do is drop and rims.


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Re: question regrading trading in #152616 Apr 13, 8:17am Apr 13, 8:17am
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Originally Posted by MICABLUE
Originally Posted by eric_h
if you owe 24000 and the rex is 26000 then you trade it for 18000 your gonna need 6 grand to pay the bank before you can trade it in,you cant pay on a car you dont own grin

But, the bank can add that difference to the amount you're financing for the new car (WRX). As said above


so what if we owed 18k on the car and it's worth 18k...and the new is 26k?


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Re: question regrading trading in #152617 Apr 13, 9:27am Apr 13, 9:27am
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ok
here

mullertoyota: 500x 44 or around 20,000 why


that's how much we owe on it...

so if i sell privately for over 20k, what happens??

and it would be about a 2000 dollar difference if i trade it in...right?

so how would it work now? grin


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Re: question regrading trading in #152618 Apr 13, 10:29am Apr 13, 10:29am
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Originally Posted by Celica22
No offense but I find it stupid that you poured all that $$ to hook up a car that you owed 24K on. And worse is you don't want it now. You'd be more than 6K down the hole, you have to add in all your mods that you won't get 100% back on. Was the appearance, the compliments, and the attention all worth it now in hindsight?


i must say...you are an incredible asset to this site. your information is always accurate and very prompt. but i have to side w/ Celica22 here...what happens when you get sick of the WRX after a year or two and want something else...i dunno just my $.02

Re: question regrading trading in #152619 Apr 13, 11:09am Apr 13, 11:09am
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VSGTS14:

500*44 is 22,000.

If you can trade it in for 18, you have 4K you owe. If the wrex is 26K, add on 4K more for 30K.

For 26K I assume you are just getting the WRX and not the STI right? Personally if I had to pay 30K I'd want an STI.

Best case, part it out sell it and cross your fingers.

Re: question regrading trading in #152620 Apr 13, 11:13am Apr 13, 11:13am
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Pennsylvania, USA
When you trade in your car they contact the bank and see the balance. Then they will pay your car off for you plus give you the balance off ur new car if you owe less than the trade in value. Chances are with all the stuff done to your car and painted interier and whatnot...the trade in value will be lowwww.
In your scenerio...i would sell the car privatley..that way you can leave on all your mods, and get more money for your car. IMO someone would deff take out a loan to buy your car man.


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Re: question regrading trading in #152621 Apr 13, 11:50am Apr 13, 11:50am
Joined: Jan 2004
Posts: 2,034
Orange County, Ca
CeLlYgT04
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CeLlYgT04

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Posts: 2,034
Orange County, Ca
Dude, are you seriously going to trade in your celi for a WRX?

That's crazy with everything you've done to your celi spineyes

Re: question regrading trading in [Re: CeLlYgT04] #152622 Apr 13, 1:14pm Apr 13, 1:14pm
Joined: Dec 2003
Posts: 1,140
Ontario, Canada
Bakablo1
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Bakablo1

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Posts: 1,140
Ontario, Canada
bleh subaru.. my friend has had nothing but probs with them... thumbsdown Billy if the body kit is such a prob.. why not get a higher 1??

Re: question regrading trading in [Re: VSGTS14] #152623 Apr 13, 1:38pm Apr 13, 1:38pm
Joined: Aug 2003
Posts: 1,292
Bay Area, NorCal
CaLiGTS
Phantom
2001 Toyota Celica
CaLiGTS

Phantom
2001 Toyota Celica

Joined: Aug 2003
Posts: 1,292
Bay Area, NorCal
Billy dont be Silly...

I wanted to trade in my GTS for an Rx-8 but I realized like so many other people have pointed out on this topic that it would be completely stupid for me to do so!! I owe about 14k on my 01 and I would be in the whole a lot of money. Its not worth it. Plus all the time and money I have spent on my car I have grown quite attatched to it.
what can i say i love my celica.

I say keep it!


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Re: question regrading trading in [Re: VSGTS14] #152624 Apr 13, 2:26pm Apr 13, 2:26pm
Joined: Jul 2002
Posts: 10,123
Milford, NJ
VSGTS14 OP
05 WRB
2005 Subaru WRX STi
VSGTS14 OP

05 WRB
2005 Subaru WRX STi

Joined: Jul 2002
Posts: 10,123
Milford, NJ
i'm gonna see tonight...

i wouldn't get tired of WRX, it's the first car i wanted, i'm not tired of the celica...

i'm tired of the hassle of it with the shit i have done frown
i know, i put a lot of money and effort into it, but keeping it up takes time and i would be really happy with the WRX...



went to sccoby doo dealer today to see the exact one i wanted...it's so nice.


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Re: question regrading trading in [Re: Bakablo1] #152625 Apr 13, 2:26pm Apr 13, 2:26pm
Joined: Jul 2002
Posts: 10,123
Milford, NJ
VSGTS14 OP
05 WRB
2005 Subaru WRX STi
VSGTS14 OP

05 WRB
2005 Subaru WRX STi

Joined: Jul 2002
Posts: 10,123
Milford, NJ
Originally Posted by Bakablo1
bleh subaru.. my friend has had nothing but probs with them... thumbsdown Billy if the body kit is such a prob.. why not get a higher 1??


that's spending more money to keep up with something once again, then the money for the old one is wasted. thumbsdown


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Re: question regrading trading in [Re: Celica22] #152626 Apr 13, 2:28pm Apr 13, 2:28pm
Joined: Jul 2002
Posts: 10,123
Milford, NJ
VSGTS14 OP
05 WRB
2005 Subaru WRX STi
VSGTS14 OP

05 WRB
2005 Subaru WRX STi

Joined: Jul 2002
Posts: 10,123
Milford, NJ
Originally Posted by Celica22
VSGTS14:

500*44 is 22,000.

If you can trade it in for 18, you have 4K you owe. If the wrex is 26K, add on 4K more for 30K.

For 26K I assume you are just getting the WRX and not the STI right? Personally if I had to pay 30K I'd want an STI.

Best case, part it out sell it and cross your fingers.


wouldn't that 4k just go onto the STi then?
insurance would be less for a WRX.


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Re: question regrading trading in [Re: VSGTS14] #152627 Apr 13, 2:32pm Apr 13, 2:32pm
Joined: Jan 2004
Posts: 1,612
St.George, UT
eric_h
2low2slow
2002 Toyota Celica GT
eric_h

2low2slow
2002 Toyota Celica GT

Joined: Jan 2004
Posts: 1,612
St.George, UT
if you owe less then its worth then you actually take more monwy off of the wrex's price, i would wait a while until it is in that situation, right now you owe too much thumbsdown


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Re: question regrading trading in [Re: VSGTS14] #152628 Apr 13, 2:34pm Apr 13, 2:34pm
Joined: Jan 2004
Posts: 1,612
St.George, UT
eric_h
2low2slow
2002 Toyota Celica GT
eric_h

2low2slow
2002 Toyota Celica GT

Joined: Jan 2004
Posts: 1,612
St.George, UT
Originally Posted by VSGTS14
i'm gonna see tonight...

i wouldn't get tired of WRX, it's the first car i wanted, i'm not tired of the celica...

i'm tired of the hassle of it with the shit i have done frown
i know, i put a lot of money and effort into it, but keeping it up takes time and i would be really happy with the WRX...



went to sccoby doo dealer today to see the exact one i wanted...it's so nice.


yeah i wanted the WRX before the celica too but its just how things worked out and im happy with, i get to trot around in my friends 04 everyonce and a while(the guy that sold me the celica bought a WRX) but if its really what you want go for it


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Re: question regrading trading in [Re: eric_h] #152629 Apr 13, 2:35pm Apr 13, 2:35pm
Joined: Jul 2002
Posts: 10,123
Milford, NJ
VSGTS14 OP
05 WRB
2005 Subaru WRX STi
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Joined: Jul 2002
Posts: 10,123
Milford, NJ
Originally Posted by eric_h
if you owe less then its worth then you actually take more monwy off of the wrex's price, i would wait a while until it is in that situation, right now you owe too much thumbsdown


it may work a little different since we could sell it retail at toyota.


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Re: question regrading trading in [Re: VSGTS14] #152630 Apr 13, 7:48pm Apr 13, 7:48pm
Joined: Dec 2003
Posts: 1,140
Ontario, Canada
Bakablo1
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Bakablo1

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Joined: Dec 2003
Posts: 1,140
Ontario, Canada
Originally Posted by VSGTS14
Originally Posted by Bakablo1
bleh subaru.. my friend has had nothing but probs with them... thumbsdown Billy if the body kit is such a prob.. why not get a higher 1??


that's spending more money to keep up with something once again, then the money for the old one is wasted. thumbsdown

sell the vs and use the money to buy a higher 1... u'll even have some money left over

Re: question regrading trading in [Re: Bakablo1] #152631 Apr 13, 7:49pm Apr 13, 7:49pm
Joined: Jul 2002
Posts: 10,123
Milford, NJ
VSGTS14 OP
05 WRB
2005 Subaru WRX STi
VSGTS14 OP

05 WRB
2005 Subaru WRX STi

Joined: Jul 2002
Posts: 10,123
Milford, NJ
Originally Posted by Bakablo1
Originally Posted by VSGTS14
Originally Posted by Bakablo1
bleh subaru.. my friend has had nothing but probs with them... thumbsdown Billy if the body kit is such a prob.. why not get a higher 1??


that's spending more money to keep up with something once again, then the money for the old one is wasted. thumbsdown

sell the vs and use the money to buy a higher 1... u'll even have some money left over



thumbsdown


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Re: question regrading trading in [Re: VSGTS14] #152632 Apr 14, 2:00pm Apr 14, 2:00pm
Joined: Jan 2004
Posts: 1,612
St.George, UT
eric_h
2low2slow
2002 Toyota Celica GT
eric_h

2low2slow
2002 Toyota Celica GT

Joined: Jan 2004
Posts: 1,612
St.George, UT
if your looking to trade for speed the gts really insnt that much slower its just the launch in the awd,but if its for other reasons, do what you feel is right


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