ok the guy said he had it on his lot and was asking 15,900. i got approved for 15,750 on the loan when i told them the year, options, vin, etc. that's sayin something right there. he said the reason he sold it for 10,995 is because they have a policy... if a car sits for 60 days they sell it at the exact wholesale value. i guess i was just lucky to have come across that car within two hours of when it was listed. i'm taking out a loan of 12k to cover the car and tax/title/license. and i'm ordering the WW kit from EC as soon as the car arrives. i'm having it shipped because they're gonna do it for $395.