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Joined: May 2002
Posts: 5,979 Likes: 9
ECelica Admin 2001 Toyota Celica GT
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ECelica Admin
2001 Toyota Celica GT
Joined: May 2002
Posts: 5,979 Likes: 9 |
The 10 most expensive 2002 cars to insureBy Insure.com That hot new car you've been eyeing will cost you some cold hard cash to insure. If the thought of cruising in a rugged 2002 Mitsubishi Montero Sport sends thrills down your spine, get ready for some eye-popping statistics. This car ranks as the most expensive vehicle to insure, according to the top auto insurers in the country. And before you dream of letting your hair blow in the wind while driving a 2002 Chevy Corvette convertible, make sure you shop around for insurance rates. It is the second most expensive car to insure. The 10 most expensive 2002 vehicles to insure are: 1. Mitsubishi Montero Sport 2. Chevrolet Corvette Convertible 3. Lexus GS 430 4. Cadillac Escalade 5. BMW 7 Series 6. Honda Civic Coupe 7. Chevrolet Corvette Coupe 8. Mitsubishi Mirage Coupe 9. Toyota 4Runner 10. BMW 5 Series While cars like Porsches, Ferraris, and Lamborghinis are also incredibly expensive to insure, they don't factor into this compilation because they are limited-production cars and therefore don't generate enough claims data to make the list. The 2002 Montero Sport isn't costly to insure because it's expensive to buy. It's because it has the highest number of claims for injury, collision, and theft. Its rollover rating is a dismal two stars out of five from the National Highway Traffic Safety Administration, meaning there is a 30 to 40 percent chance of rolling over in a one-car accident. The car you buy makes a huge difference in how much you pay for insurance. For instance, in San Diego, Calif., according to the California Department of Insurance, a 25-year-old male can get liability and collision auto insurance on a mid-size sedan for about $2,000. For the same male, the average annual insurance bill for an SUV such as a Montero Sport increases to $2,800, or 40 percent higher. Drivers may be surprised to find their Honda Civic in the top 10, but Hondas such as the Civic and the Accord are repeatedly high on the theft list, since parts are so valuable on the street, thus pushing premiums up. BMWs make the list because they are initially expensive to buy and just as expensive to repair. "People who buy cars like this don't buy them to drive them 55 miles per hour," says Donald Griffin of the National Association of Independent Insurers. "So when they have accidents, the repairs are usually much more extensive and costly." More at... http://info.insure.com/auto/mostexpensive.html** The hidden costs of leasing ** Tips for lowering your premiums
It's not just your imagination... Your day really does go by twice as fast while on EverythingCelica.com
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Joined: Oct 2003
Posts: 1,572
Rip the Jacker 2002 Toyota Celica GT
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Rip the Jacker
2002 Toyota Celica GT
Joined: Oct 2003
Posts: 1,572 |
Very interesting Isaac, good info. I wonder where the Celica rates on that list...c00L beanZ
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Joined: Oct 2003
Posts: 2,029 Likes: 1
Masta OC 2003 Toyota Celica
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Masta OC
2003 Toyota Celica
Joined: Oct 2003
Posts: 2,029 Likes: 1 |
I don't know how they are coming up with that list... but it's got to be a faulty formula. They are probably taking the average rate paid for each of those cars... and of course, more kids drive some of the econoboxes on there (thus, MUCH higher rates)... If I showed you the comparison for the IRG (Insurance Rating Group) between a Mirage and a Celica or anything else, you would see how much less the Mirage would cost for the same person... Again...
I'm just a crosshair I'm just a shot away from you
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Joined: May 2002
Posts: 3,286
ECelica Staff 2001 Toyota Celica GTS
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ECelica Staff
2001 Toyota Celica GTS
Joined: May 2002
Posts: 3,286 |
montero sport? I would have never guessed.
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Posts: 1,578
4 All U Haterz! 2000 Toyota Celica GT
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4 All U Haterz!
2000 Toyota Celica GT
Joined: Jul 2003
Posts: 1,578 |
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Joined: May 2002
Posts: 5,979 Likes: 9
ECelica Admin 2001 Toyota Celica GT
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ECelica Admin
2001 Toyota Celica GT
Joined: May 2002
Posts: 5,979 Likes: 9 |
the more claims that owners of these vehicles make, brings the insurance rate up for every other owner of that same vehicle.
EXAMPLE:
first scenario - You have 100 FORD MUSTANG and only 10 of those make ins claims - the ins will stay low because stats show that out of every 100 MUSTANG, there are only 10 claims
next scenario - You have 100 HONDA CIVIC and there are 60 claims made for these - the ins will raise because the agencies see that if another 100 of these are sold, they can predict that there will be on average, another 60 more claims...
conclusion - the rate is higher on a CIVIC since they can predict (by past history) that CIVIC owners report more accidents than MUSTANG owners
It's not just your imagination... Your day really does go by twice as fast while on EverythingCelica.com
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Joined: May 2003
Posts: 784
Hyper-Girrrl
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Hyper-Girrrl
Joined: May 2003
Posts: 784 |
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Joined: Oct 2003
Posts: 1,152
ECelica Jester 2000 Toyota Celica GTS
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ECelica Jester
2000 Toyota Celica GTS
Joined: Oct 2003
Posts: 1,152 |
Oh Damn. . . why did a corvette have to make it on the list
I wonder where the hard top corvettes are on the list
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Joined: Aug 2003
Posts: 2,269
Specialist 2004 Dodge SRT4
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Specialist
2004 Dodge SRT4
Joined: Aug 2003
Posts: 2,269 |
montero sport? I would have never guessed. weird
was....5speed with i/h/e 15.41 @ 89.30mph 2.282 60'
is....04 srt4 stock 13.936 100.15mph 2.177 60'
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Posts: 2,040
ECelica Staff 2004 GMC Canyon Z-71
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ECelica Staff
2004 GMC Canyon Z-71
Joined: Jul 2003
Posts: 2,040 |
Damn...9. Toyota 4Runner Scrap that idea on gettin one of those
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Joined: Oct 2003
Posts: 1,152
ECelica Jester 2000 Toyota Celica GTS
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ECelica Jester
2000 Toyota Celica GTS
Joined: Oct 2003
Posts: 1,152 |
Least Expensive Cars to insure
Buick LeSabre Oldsmobile Silhouette Honda Odyssey Buick Park Avenue Pontiac Montana Mercury Grand Marquis Buick Century Chevrolet Venture GMC Safari Oldsmobile Bravada
Ha Ha, Buick made the list 3 times and two for Olds
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Posts: 2,031
Specialist
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Specialist
Joined: Jan 2004
Posts: 2,031 |
Interesting. I was surprised to find some of those cars on that list
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Joined: Feb 2004
Posts: 156
Member 2003 Toyota Celica
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Member
2003 Toyota Celica
Joined: Feb 2004
Posts: 156 |
That's because no one wants any of those. Least Expensive Cars to insure
Buick LeSabre Oldsmobile Silhouette Honda Odyssey Buick Park Avenue Pontiac Montana Mercury Grand Marquis Buick Century Chevrolet Venture GMC Safari Oldsmobile Bravada
Ha Ha, Buick made the list 3 times and two for Olds
IT IS WHAT IT IS AND EVERYTHING IS EVERYTHING.
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Joined: Dec 2003
Posts: 1,136
Specialist
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Specialist
Joined: Dec 2003
Posts: 1,136 |
damn insurance.. whatta waste
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Joined: Aug 2003
Posts: 2,925
Specialist 02 Toyota Celica
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Specialist
02 Toyota Celica
Joined: Aug 2003
Posts: 2,925 |
lol honda cmon
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Joined: Jul 2002
Posts: 10,110
05 WRB 2005 Subaru WRX STi
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05 WRB
2005 Subaru WRX STi
Joined: Jul 2002
Posts: 10,110 |
nice... now you know why the 4runner isn't sold as much
SUBARU TECNICA INTERNATIONAL
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Posts: 1,619
Specialist
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Specialist
Joined: Jan 2003
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I would never have guessed the civic being that much.
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Posts: 4,650
Rebel 2003 Toyota Celica GT
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Rebel
2003 Toyota Celica GT
Joined: Apr 2003
Posts: 4,650 |
I would never have guessed the civic being that much. Their popularity makes them a prime target for theft.
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Posts: 331
Member 2000 Toyota Corolla
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Member
2000 Toyota Corolla
Joined: Sep 2003
Posts: 331 |
Yeah, I blame engine swapping amongst Acura's and Honda's as part of that problem.
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Posts: 1,152
ECelica Jester 2000 Toyota Celica GTS
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ECelica Jester
2000 Toyota Celica GTS
Joined: Oct 2003
Posts: 1,152 |
Yeah, I blame engine swapping amongst Acura's and Honda's as part of that problem. Uh . . .
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Joined: May 2003
Posts: 2,449
Specialist 2003 Toyota Celica
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Specialist
2003 Toyota Celica
Joined: May 2003
Posts: 2,449 |
the civic seems rite...cos they report too much accidents...
I am a HID Maniac!!
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Joined: Oct 2003
Posts: 1,864 Likes: 1
Specialist 2002 Toyota Celica
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Specialist
2002 Toyota Celica
Joined: Oct 2003
Posts: 1,864 Likes: 1 |
i understand honda civic being on the list. its a popular car and ppl steal their parts so they can sell them cause there always in need. also damn ricers maybe drive very unsafely and crash them. corvette makes sense also in a way. i duno why, but jsut like i dont like mustangs, i dont like corvettes, and underestimate the drivers, but hey they got the money to buy it
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Joined: Jan 2004
Posts: 1,167
Specialist 2000 Toyota Celica
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Specialist
2000 Toyota Celica
Joined: Jan 2004
Posts: 1,167 |
Insurance sucks a lot, think about how much money it eats every year. I want to be self insured.
Knowing the path and choosing the path are two different things.
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Joined: Nov 2003
Posts: 417
Razor Blades 2002 Toyota Celica GT
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Razor Blades
2002 Toyota Celica GT
Joined: Nov 2003
Posts: 417 |
I'm ashamed to admit it but I almost got a Civic once.. *sob* Though the first question I asked the salesman was "What happened to that red Celica you had sitting out front?" Glad I held out and didn't get the Civic.
Mizery loves company.
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Joined: Aug 2003
Posts: 6,365 Likes: 1
Caleb 2000 Toyota Celica
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Caleb
2000 Toyota Celica
Joined: Aug 2003
Posts: 6,365 Likes: 1 |
I'm ashamed to admit it but I almost got a Civic once.. *sob* Though the first question I asked the salesman was "What happened to that red Celica you had sitting out front?" Glad I held out and didn't get the Civic. my insurance is the same as my brother's insurance (he drives an '03 civic lx coupe while i drive an '00 celica gts) sucks for him..i have twice the car he has (although his IS newer)
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Akita
2001 Toyota Celica GT
Manchester UK
Joined: September 2004
Random: OK brain, you don't like me and I don't like you, but let's get through this and I can get back to killing you with beer..
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Urgent
by SoloXKay - Mar 19, 2024 11:58am
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