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CAN YOU BELIEVE IT: The 10 most expensive cars to insure #109598 Feb 23, 12:33am Feb 23, 12:33am
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CAN YOU BELIEVE IT: The 10 most expensive cars to insure
The 10 most expensive 2002 cars to insure
By Insure.com

That hot new car you've been eyeing will cost you some cold hard cash to insure. If the thought of cruising in a rugged 2002 Mitsubishi Montero Sport sends thrills down your spine, get ready for some eye-popping statistics. This car ranks as the most expensive vehicle to insure, according to the top auto insurers in the country.

And before you dream of letting your hair blow in the wind while driving a 2002 Chevy Corvette convertible, make sure you shop around for insurance rates. It is the second most expensive car to insure.

The 10 most expensive 2002 vehicles to insure are:

1. Mitsubishi Montero Sport
2. Chevrolet Corvette Convertible
3. Lexus GS 430
4. Cadillac Escalade
5. BMW 7 Series
6. Honda Civic Coupe
7. Chevrolet Corvette Coupe
8. Mitsubishi Mirage Coupe
9. Toyota 4Runner
10. BMW 5 Series

While cars like Porsches, Ferraris, and Lamborghinis are also incredibly expensive to insure, they don't factor into this compilation because they are limited-production cars and therefore don't generate enough claims data to make the list.

The 2002 Montero Sport isn't costly to insure because it's expensive to buy. It's because it has the highest number of claims for injury, collision, and theft. Its rollover rating is a dismal two stars out of five from the National Highway Traffic Safety Administration, meaning there is a 30 to 40 percent chance of rolling over in a one-car accident.

The car you buy makes a huge difference in how much you pay for insurance. For instance, in San Diego, Calif., according to the California Department of Insurance, a 25-year-old male can get liability and collision auto insurance on a mid-size sedan for about $2,000. For the same male, the average annual insurance bill for an SUV such as a Montero Sport increases to $2,800, or 40 percent higher.

Drivers may be surprised to find their Honda Civic in the top 10, but Hondas such as the Civic and the Accord are repeatedly high on the theft list, since parts are so valuable on the street, thus pushing premiums up.

BMWs make the list because they are initially expensive to buy and just as expensive to repair. "People who buy cars like this don't buy them to drive them 55 miles per hour," says Donald Griffin of the National Association of Independent Insurers. "So when they have accidents, the repairs are usually much more extensive and costly."

More at...
http://info.insure.com/auto/mostexpensive.html

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** Tips for lowering your premiums


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Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: isaac] #109599 Feb 23, 1:19am Feb 23, 1:19am
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Very interesting Isaac, good info. I wonder where the Celica rates on that list...c00L beanZ spineyes

Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: DaBigTickett] #109600 Feb 23, 1:22am Feb 23, 1:22am
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RevMonster
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wtf

I don't know how they are coming up with that list... but it's got to be a faulty formula. They are probably taking the average rate paid for each of those cars... and of course, more kids drive some of the econoboxes on there (thus, MUCH higher rates)...

If I showed you the comparison for the IRG (Insurance Rating Group) between a Mirage and a Celica or anything else, you would see how much less the Mirage would cost for the same person...

Again... wtf wtf confused


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Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: isaac] #109601 Feb 23, 1:23am Feb 23, 1:23am
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montero sport? I would have never guessed.

Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: isaac] #109602 Feb 23, 2:15am Feb 23, 2:15am
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Me neither

Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: isaac] #109603 Feb 23, 3:10am Feb 23, 3:10am
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the more claims that owners of these vehicles make, brings the insurance rate up for every other owner of that same vehicle.

EXAMPLE:

first scenario -
You have 100 FORD MUSTANG and only 10 of those make ins claims - the ins will stay low because stats show that out of every 100 MUSTANG, there are only 10 claims

next scenario -
You have 100 HONDA CIVIC and there are 60 claims made for these - the ins will raise because the agencies see that if another 100 of these are sold, they can predict that there will be on average, another 60 more claims...

conclusion -
the rate is higher on a CIVIC since they can predict (by past history) that CIVIC owners report more accidents than MUSTANG owners


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Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: isaac] #109604 Feb 23, 7:23am Feb 23, 7:23am
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A civic??? hahaa

Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: Angelica] #109605 Feb 23, 7:47am Feb 23, 7:47am
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Oh Damn. . . why did a corvette have to make it on the list

I wonder where the hard top corvettes are on the list

Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: Steven] #109606 Feb 23, 7:48am Feb 23, 7:48am
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Originally Posted by Steven
montero sport? I would have never guessed.

weird


was....5speed with i/h/e
15.41 @ 89.30mph 2.282 60'

is....04 srt4 stock
13.936 100.15mph 2.177 60'
Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: isaac] #109607 Feb 23, 7:48am Feb 23, 7:48am
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Damn...9. Toyota 4Runner Scrap that idea on gettin one of those frown thumbsdown

Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: trog2233] #109608 Feb 23, 8:33am Feb 23, 8:33am
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Least Expensive Cars to insure

Buick LeSabre
Oldsmobile Silhouette
Honda Odyssey
Buick Park Avenue
Pontiac Montana
Mercury Grand Marquis
Buick Century
Chevrolet Venture
GMC Safari
Oldsmobile Bravada


Ha Ha, Buick made the list 3 times and two for Olds

Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: isaac] #109609 Feb 23, 9:01am Feb 23, 9:01am
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Interesting. I was surprised to find some of those cars on that list thumbsup

Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: beans] #109610 Feb 23, 9:07am Feb 23, 9:07am
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That's because no one wants any of those.
Originally Posted by beans
Least Expensive Cars to insure

Buick LeSabre
Oldsmobile Silhouette
Honda Odyssey
Buick Park Avenue
Pontiac Montana
Mercury Grand Marquis
Buick Century
Chevrolet Venture
GMC Safari
Oldsmobile Bravada


Ha Ha, Buick made the list 3 times and two for Olds


IT IS WHAT IT IS AND EVERYTHING IS EVERYTHING.
Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: isaac] #109611 Feb 23, 2:13pm Feb 23, 2:13pm
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damn insurance.. whatta waste thumbsdown thumbsdown

Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: isaac] #109612 Feb 23, 2:28pm Feb 23, 2:28pm
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lol honda cmon wtf


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Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: isaac] #109613 Feb 23, 2:29pm Feb 23, 2:29pm
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nice...

now you know why the 4runner isn't sold as much grin


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Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: isaac] #109614 Feb 23, 3:49pm Feb 23, 3:49pm
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I would never have guessed the civic being that much.

Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: LostAngel] #109615 Feb 23, 5:38pm Feb 23, 5:38pm
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Originally Posted by LostAngel
I would never have guessed the civic being that much.


Their popularity makes them a prime target for theft.


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Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: isaac] #109616 Feb 23, 6:22pm Feb 23, 6:22pm
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Yeah, I blame engine swapping amongst Acura's and Honda's as part of that problem.

Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: mikalous] #109617 Feb 23, 6:25pm Feb 23, 6:25pm
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Originally Posted by mikalous
Yeah, I blame engine swapping amongst Acura's and Honda's as part of that problem.



Uh . . .

Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: isaac] #109618 Feb 23, 6:32pm Feb 23, 6:32pm
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the civic seems rite...cos they report too much accidents...


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Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: isaac] #109619 Feb 23, 8:54pm Feb 23, 8:54pm
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i understand honda civic being on the list. its a popular car and ppl steal their parts so they can sell them cause there always in need. also damn ricers maybe drive very unsafely and crash them. corvette makes sense also in a way. i duno why, but jsut like i dont like mustangs, i dont like corvettes, and underestimate the drivers, but hey they got the money to buy it

Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: isaac] #109620 Feb 23, 10:22pm Feb 23, 10:22pm
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Insurance sucks a lot, think about how much money it eats every year. I want to be self insured.


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Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: isaac] #109621 Feb 24, 12:10pm Feb 24, 12:10pm
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I'm ashamed to admit it but I almost got a Civic once.. cry*sob* Though the first question I asked the salesman was "What happened to that red Celica you had sitting out front?" Glad I held out and didn't get the Civic. thumbsup thumbsup


Mizery loves company.
Re: CAN YOU BELIEVE IT: The 10 most expensive cars to insure [Re: Mizery_Machine] #109622 Feb 24, 2:25pm Feb 24, 2:25pm
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Originally Posted by Mizery_Machine
I'm ashamed to admit it but I almost got a Civic once.. cry*sob* Though the first question I asked the salesman was "What happened to that red Celica you had sitting out front?" Glad I held out and didn't get the Civic. thumbsup thumbsup


my insurance is the same as my brother's insurance (he drives an '03 civic lx coupe while i drive an '00 celica gts)

sucks for him..i have twice the car he has (although his IS newer)

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